Re: Comenity cards and recent frustrations

OmarGB9 · ‎12-22-2022

@theJCreazy wrote:
Does Comenity make the bread Cashback cards and if so has anyone been waiting weeks to get theirs?

Yes, same company, and yes you are not alone. Reference this thread.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Adkins · ‎12-25-2022

My CLI on my overstock card finally updated on the CRAs, from September. 🤨

Last HP 08-07-2023

mgood · ‎12-25-2022

$17,500 Chase Sapphire Preferred Visa Signature 01/23

$17,500 Chase Amazon Prime Rewards Visa Signature 05/23

$12,000 Chase Freedom Flex World Elite Mastercard 05/21

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$22,000 Wells Fargo Autograph Visa Signature 10/21

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Shopper Cash Rewards Visa Signature 12/23

$13,900 Citi Custom Cash World Elite Mastercard 07/22

$5,850 Capital One SavorOne World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$4,000 Eddie Bauer (Comenity Bank) 05/16

$1,000 American Express Blue Cash Preferred 04/24

Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 19
Goal Score: EQ8 780, TU8 780, EX8 780
Take the myFICO Fitness Challenge

AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24

OmarGB9 · ‎12-25-2022

@mgood wrote:

Oh goody. 🙄

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

mgood · ‎12-25-2022

Well, Merry Christmas! MyFICO finally tells me that Comenity updated my tiny CLI from August 20.

Even though it says the date is 12/24, I know this was not there a couple hours ago, say 8:00-9:00 am on 12/25.

And the page that I couldn't get to earlier today for my Eddie Bauer account is now operational again. I bought a pair of pants with that card, mostly to force it to generate a statement and see if that would update my CL when the statement reports. I couldn't log in to the site to see if the transaction showed up yet this morning. Sometime after that I got the notification from MyFICO that the CL had been updated. Then I went back to my Eddie Bauer account, where yesterday's purchase still doesn't show up, but the amount has been deducted from my available credit, lol.

Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 778, TU8 766, EX8 770 as of April 19
Goal Score: EQ8 780, TU8 780, EX8 780
Take the myFICO Fitness Challenge

AZE4 - 2% Utl - New Accts: 3/6, 4/12, 7/24

OmarGB9 · ‎12-25-2022

@mgood wrote:
Well, Merry Christmas! MyFICO finally tells me that Comenity updated my tiny CLI from August 20.
Even though it says the date is 12/24, I know this was not there a couple hours ago, say 8:00-9:00 am on 12/25.

And the page that I couldn't get to earlier today for my Eddie Bauer account is now operational again. I bought a pair of pants with that card, mostly to force it to generate a statement and see if that would update my CL when the statement reports. I couldn't log in to the site to see if the transaction showed up yet this morning. Sometime after that I got the notification from MyFICO that the CL had been updated. Then I went back to my Eddie Bauer account, where yesterday's purchase still doesn't show up, but the amount has been deducted from my available credit, lol.

Well, it's a step in the right direction.

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:

Current FICO 8 scores:

Jeffster1 · ‎12-25-2022

@mgood wrote:

i get that page constantly and won't use the card until they get their act together.

FICO 8 (3/1/24) EX 805 EQ 824 TU 844
FICO 9 (2/17/24) EX 821 EQ 778TU 850
I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 9/23
American Express Gold | American Express Blue Cash Everyday 11K | American Express Blue Cash Preferred 10K I American Express Marriott Bonvoy Bevy 5K I American Express Hilton Honors Surpass 3K I Bank of America Customized Cash Rewards Visa 20K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Platinum Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 15K | NFCU CashRewards Visa 15K I Citi Best Buy Visa 10K I Macy’s Amex 4K I Bread Financial American Express 8K l AAA Daily Advantage Visa Signature 6K I Wells Fargo BILT World Elite MC 30K I BCU Cash Rewards Visa 8K I Chevron Techron Advantage Visa 2.5K I JCPenney Mastercard $6K I UCLA Wescom CU Rewards Visa 7K I

CreditMagic7 · ‎12-25-2022

What a MASSIVE extended delay. But im chiming in to share that ALL my Comenity cards (4) have FINALLY reported to the credit bureau's today after going dark since June. Hope that helps others who were trying to have their own Comenity Cards report.

Iusedtolurk · ‎12-25-2022

@CreditMagic7 wrote:
What a MASSIVE extended delay. But im chiming in to share that ALL my Comenity cards (4) have FINALLY reported to the credit bureau's today after going dark since June. Hope that helps others who were trying to have their own Comenity Cards report.

Delay was quite the Guiness Book of World Records but it seems that everyone is now seeing their Comenity accounts updating before the New Year.

trumpetman595 · ‎12-25-2022

Some good news for everyone regarding the credit reporting. My AAA Daily Advantage Visa Signature that I opened on December 19th has already reported on Equifax and Transunion. It should be on Experian soon.

Comenity cards and recent frustrations

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