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Comenity cards and recent frustrations

OmarGB9
Community Leader
Super Contributor

Re: Comenity cards and recent frustrations


@theJCreazy wrote:

Does Comenity make the bread Cashback cards and if so has anyone been waiting weeks to get theirs? 


Yes, same company, and yes you are not alone. Reference this thread


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 191 of 216
Adkins
Legendary Contributor

Re: Comenity cards and recent frustrations

My CLI on my overstock card finally updated on the CRAs, from September. 🤨

Last HP 11-01-2022



Message 192 of 216
mgood
Valued Contributor

Re: Comenity cards and recent frustrations

comenity.png



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 759, TU8 754, EX8 768 as of May 29
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE9 - 6% Utl - New Accts: 3/6, 4/12, 6/24
Message 193 of 216
OmarGB9
Community Leader
Super Contributor

Re: Comenity cards and recent frustrations


@mgood wrote:

comenity.png


Oh goody. 🙄


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 194 of 216
mgood
Valued Contributor

Re: Comenity cards and recent frustrations

Well, Merry Christmas! MyFICO finally tells me that Comenity updated my tiny CLI from August 20.

Even though it says the date is 12/24, I know this was not there a couple hours ago, say 8:00-9:00 am on 12/25.

 

comedd.png

 

And the page that I couldn't get to earlier today for my Eddie Bauer account is now operational again. I bought a pair of pants with that card, mostly to force it to generate a statement and see if that would update my CL when the statement reports. I couldn't log in to the site to see if the transaction showed up yet this morning. Sometime after that I got the notification from MyFICO that the CL had been updated. Then I went back to my Eddie Bauer account, where yesterday's purchase still doesn't show up, but the amount has been deducted from my available credit, lol.



Starting Score: EQ8 680, TU8 713, EX8 701
Current Score: EQ8 759, TU8 754, EX8 768 as of May 29
Goal Score: EQ8 780, TU8 780, EX8 780

Take the myFICO Fitness Challenge
AZE9 - 6% Utl - New Accts: 3/6, 4/12, 6/24
Message 195 of 216
OmarGB9
Community Leader
Super Contributor

Re: Comenity cards and recent frustrations


@mgood wrote:

Well, Merry Christmas! MyFICO finally tells me that Comenity updated my tiny CLI from August 20.

Even though it says the date is 12/24, I know this was not there a couple hours ago, say 8:00-9:00 am on 12/25.

 

comedd.png

 

And the page that I couldn't get to earlier today for my Eddie Bauer account is now operational again. I bought a pair of pants with that card, mostly to force it to generate a statement and see if that would update my CL when the statement reports. I couldn't log in to the site to see if the transaction showed up yet this morning. Sometime after that I got the notification from MyFICO that the CL had been updated. Then I went back to my Eddie Bauer account, where yesterday's purchase still doesn't show up, but the amount has been deducted from my available credit, lol.


Well, it's a step in the right direction. 


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 196 of 216
Jeffster1
Established Contributor

Re: Comenity cards and recent frustrations


@mgood wrote:

comenity.png


i get that page constantly and won't use the card until they get their act together. 

FICO 8 (1/17/23) EX 720 EQ 717 TU 730
FICO 9 (1/17/23) EX 730 EQ 764 TU 750
CH 13 DC 1/5/21 -- I practice AZEO - NEVER above 1% utilization across all cards.

Current lineup as of 3/23
American Express Gold | American Express Blue Cash Everyday 6K | American Express Blue Cash Preferred 5K I American Express Marriott Bonvoy Bevy 5K I American Express Gold Delta Skymiles 6K I American Express Hilton Honors 1K | Bank of America Customized Cash Rewards Visa 15K | Kinecta MyPerks Rewards MC 35K | TD Bank Double Up Visa 4K | USBank Visa 5K | BMO Harris Cash Back MasterCard 12K | Capital One SavorOne MC 3K | Capital One Walmart MC 2K | NFCU Amex 10.5K | Bread Financial American Express 7K l AAA Daily Advantage Visa Signature 5K I Wells Fargo BILT World Elite MC 30K I UCLA Wescom CU Rewards Visa 7K
Message 197 of 216
CreditMagic7
Super Contributor

Re: Comenity cards and recent frustrations

What a MASSIVE extended delay. But im chiming in to share that ALL my Comenity cards (4) have FINALLY reported to the credit bureau's today after going dark since June. Hope that helps others who were trying to have their own Comenity Cards report.

Message 198 of 216
Iusedtolurk
Established Contributor

Re: Comenity cards and recent frustrations


@CreditMagic7 wrote:

What a MASSIVE extended delay. But im chiming in to share that ALL my Comenity cards (4) have FINALLY reported to the credit bureau's today after going dark since June. Hope that helps others who were trying to have their own Comenity Cards report.


Delay was quite the Guiness Book of World Records but it seems that everyone is now seeing their Comenity accounts updating before the New Year.

Message 199 of 216
trumpetman595
Member

Re: Comenity cards and recent frustrations

Some good news for everyone regarding the credit reporting. My AAA Daily Advantage Visa Signature that I opened on December 19th has already reported on Equifax and Transunion. It should be on Experian soon.

Message 200 of 216
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