cancel
Showing results for 
Search instead for 
Did you mean: 

Comprehensive list of 5% rotators...Anything missing?

FinStar
Moderator

Re: Comprehensive list of 5% rotators...Anything missing?

As a reminder, please ensure the discussion stays on track when discussing personal cards, not business cards.  While any brief mention may be within the guidelines so that folks are aware of other factors or opportunities, if you wish to expand on business card in-depth comparisons, the Business Credit forums is the appropriate placement for such.

Message 11 of 17
TheBoondocks
Established Contributor

Re: Comprehensive list of 5% rotators...Anything missing?

@PullingMeSoftly 

 

Not sure if you saw this before, but I was looking at credit cards on google and came across this lol... If you ever do move to FL.

Addition Fi - 5x CB

 

https://www.additionfi.com/personal-credit-cards/premier-rewards/5x-category-qualifying-purchase-exa...

 

The guy that got it says its 1cpp for statement credit and cashback so thats good but giftcard $50 for 6500 points.

Message 12 of 17
PullingMeSoftly
Established Contributor

Re: Comprehensive list of 5% rotators...Anything missing?


@TheBoondocks wrote:

@PullingMeSoftly 

 

Not sure if you saw this before, but I was looking at credit cards on google and came across this lol... If you ever do move to FL.

Addition Fi - 5x CB

 

https://www.additionfi.com/personal-credit-cards/premier-rewards/5x-category-qualifying-purchase-exa...

 

The guy that got it says its 1cpp for statement credit and cashback so thats good but giftcard $50 for 6500 points.


Thanks for sharing this one @TheBoondocks, even though it's geo'd, I still love to know about everythig out there in the way of rotators/5%'ers.  Think I just need to make one huge long-term road trip, establishing residency in Florida, Green Bay (PCM), and Arizona (VantageWest)!









Message 13 of 17
JNA1
Valued Contributor

Re: Comprehensive list of 5% rotators...Anything missing?

The Synovus Travel Rewards Signature VISA card offers 5% cash back on travel up to $5K per year, but it does have a $50 AF after the first year. It also unlimited 3% on dining, and a selectable 3% category of your choice up to $3K per quarter. 

For us, it made sense because we spend slightly +/- $5K on travel yearly, so it was a way to earn $200 per year on travel, even after the AF kicks in. The points are worth 20% more when redeemed for travel rewards also. The card also has great travel related perks built in, so it made sense for us. 


https://www.synovus.com/personal/charge/credit-cards/


  • Get a head start on savings
    Enjoy 0% APR for the first 6 months for purchases, balance transfers and overdraft protection.1
  • Avoid high annual fees2
    Pay no annual membership fee for the first year. Just $50 per year afterward.
  • Watch the rewards add up fast3
    • 5x points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages
    • 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn4 category of your choice
    • 1x points on all eligible purchases, with no limit on the points you can earn
    • Rewards never expire, and you can transfer or gift rewards to other Synovus credit cardholders.
  • Redeem your points online or by phone3
    Book your travel or choose from merchandise, gift cards5 or cash back through My Synovus
  • Pay purchases off with points3
    The Pay Me Back option lets you select specific transactions to pay off with points.
  • Use points to get you where you’re going5
    Your points are worth 20% more when redeemed for travel rewards.

 

 

My credit card journey started 3/2018


Hover over cards to see limits and usage.
Total CL - $225,950
Cash Back and SUBs earned as of 6/1/21- $6336.35

CU Memberships

Goal Cards:


Message 14 of 17
PullingMeSoftly
Established Contributor

Re: Comprehensive list of 5% rotators...Anything missing?


@JNA1 wrote:

The Synovus Travel Rewards Signature VISA card offers 5% cash back on travel up to $5K per year, but it does have a $50 AF after the first year. It also unlimited 3% on dining, and a selectable 3% category of your choice up to $3K per quarter. 

For us, it made sense because we spend slightly +/- $5K on travel yearly, so it was a way to earn $200 per year on travel, even after the AF kicks in. The points are worth 20% more when redeemed for travel rewards also. The card also has great travel related perks built in, so it made sense for us. 


https://www.synovus.com/personal/charge/credit-cards/


  • Get a head start on savings
    Enjoy 0% APR for the first 6 months for purchases, balance transfers and overdraft protection.1
  • Avoid high annual fees2
    Pay no annual membership fee for the first year. Just $50 per year afterward.
  • Watch the rewards add up fast3
    • 5x points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages
    • 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn4 category of your choice
    • 1x points on all eligible purchases, with no limit on the points you can earn
    • Rewards never expire, and you can transfer or gift rewards to other Synovus credit cardholders.
  • Redeem your points online or by phone3
    Book your travel or choose from merchandise, gift cards5 or cash back through My Synovus
  • Pay purchases off with points3
    The Pay Me Back option lets you select specific transactions to pay off with points.
  • Use points to get you where you’re going5
    Your points are worth 20% more when redeemed for travel rewards.

Great info, thanks @JNA1 

Seems like a better US Bank Connect, with 5x on travel. The no AF in the first year and only $50/year subsequent looks better as well.









Message 15 of 17
JNA1
Valued Contributor

Re: Comprehensive list of 5% rotators...Anything missing?


@PullingMeSoftly wrote:

@JNA1 wrote:

The Synovus Travel Rewards Signature VISA card offers 5% cash back on travel up to $5K per year, but it does have a $50 AF after the first year. It also unlimited 3% on dining, and a selectable 3% category of your choice up to $3K per quarter. 

For us, it made sense because we spend slightly +/- $5K on travel yearly, so it was a way to earn $200 per year on travel, even after the AF kicks in. The points are worth 20% more when redeemed for travel rewards also. The card also has great travel related perks built in, so it made sense for us. 


https://www.synovus.com/personal/charge/credit-cards/


  • Get a head start on savings
    Enjoy 0% APR for the first 6 months for purchases, balance transfers and overdraft protection.1
  • Avoid high annual fees2
    Pay no annual membership fee for the first year. Just $50 per year afterward.
  • Watch the rewards add up fast3
    • 5x points on up to $5,000 annually in net spend for travel purchases, including hotel, airlines, car rental, and vacation packages
    • 3x points on up to $3,000 in net spend quarterly for purchases in a Dynamic Earn4 category of your choice
    • 1x points on all eligible purchases, with no limit on the points you can earn
    • Rewards never expire, and you can transfer or gift rewards to other Synovus credit cardholders.
  • Redeem your points online or by phone3
    Book your travel or choose from merchandise, gift cards5 or cash back through My Synovus
  • Pay purchases off with points3
    The Pay Me Back option lets you select specific transactions to pay off with points.
  • Use points to get you where you’re going5
    Your points are worth 20% more when redeemed for travel rewards.

Great info, thanks @JNA1 

Seems like a better US Bank Connect, with 5x on travel. The no AF in the first year and only $50/year subsequent looks better as well.


No problem! It's been a good card so far. It's kinda like a BBVA ClearPoints card with a 5% travel category in the 3-2-1 rewards structure. They both use TSYS to handle rewards, and some of the rewards pages look identical. 

Overall the app is nice, and they gave me good SL at $16K @ 12.99% 

My credit card journey started 3/2018


Hover over cards to see limits and usage.
Total CL - $225,950
Cash Back and SUBs earned as of 6/1/21- $6336.35

CU Memberships

Goal Cards:


Message 16 of 17
Taurus22
Frequent Contributor

Re: Comprehensive list of 5% rotators...Anything missing?

Just FYI......I have the ABoC MC and it's become one of my least favorite cards. I was a fan of it for a long time and advocated for it here on the forum.....my thought justification was 3.75% is still better than most of the 3% mainstream card/categories. But I just don't ever use it (and they gave me a crap-ball SL and require a HP to get any CLI).  It's honestly the one single regret I have in my entire credit repetoir, which is why I don't even bother to list it in my siggy.

 

Also, they are no longer accepting apps for this card, so the point is moot anyway.  Wipe this one off your whiteboard.

Current Wallet
Sock Drawered


Message 17 of 17
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.