Hi y'all utl is at 35% now
I should have it paid off first week February
1%
Mine is <1%, I pay my balance in full each month across the board of my 9 cards.
About 14% now; will be around 17% next month. Will be paid off February
UTI: 70%
Excuse: Light Chrismas shopping but also had 12.5k that I paid in medical expenses for DH, I graduated, got a job (needed clothes), got married, had three unexpected necessary cross country trips, had major surgery without insurance, dog had major surgery, bought a previously foreclosed house (needed appliances, fence and furniture) all within the last 6 months. It just sorta adds up.
Payoff: There is quite a bit on zero interest for 2 years. That stuff will probably stay on there as I don't have any need to app for anything. The other stuff should be within six months.
Starting Score: Low 500's (2011)
About 2%. All but my CSP will PIF on Friday. CSP will PIF on the 6th once it reports.
I have been bad this month....... definitely on Credit Santa's naughty list. Utilization as of right now: 18% or about $14,000. Excuse: Been carrying $7,500 for a BT, but charged well over $5,000 this month for Festivus gifts and personal items. When will it be paid? At least half by next Friday. All of it should be paid off in January.
$7.5K 
$23K 
$5k 
$300(SEC) 
$500 
$300 
$1,500 
$800 
$800