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Is that TU score from here? I suspect either a FAKO or an enhanced FICO. There are dozens of scoring models and it can sometimes be hard to tell which model was used.
@RightOn78 wrote:
TU score says 631 but was denied CC from GECB bank based on a 408 score??? I don't understand how we are seeing two different things.
Welcome to the forum
On the letter you received if it didn't state fico then it was an internal score with GE
Then like said above it is likely a GE scoring model. Did it happen to say the range the score could be?
@RightOn78 wrote:
It's my TU from here. I'm a little bummed
Which score are you talking about the score from here is a true fico however there are also other models?
If you saw the 408 score on the letter this is the score we are talking about
@RightOn78 wrote:
The email just said denied due to a low score 408 didn't even offer the store card eeeek.
Internal score
Edited