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Converted Citi AAdvantage Platinum to Rewards+, completed the Citi Trifecta

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furthur
Regular Contributor

Converted Citi AAdvantage Platinum to Rewards+, completed the Citi Trifecta

Not really sure if this belongs in "Approvals" or not, but thrilled that Citi finally allowed me to convert my Citi AAdvantage Platinum Select card to the Rewards+ card! I know Citi ecosystem gets a lot of flack, but being LOL/24 with Chase and with the other cards in my setup it works well for me. Smiley Happy

 

My setup is now:

Amex Gold Card: 4x MR Dining/Groceries

Rakuten Visa: +3x MR most online shopping thru Rakuten

Citi Premier: 3x TYP Dining/Groceries (backup for when Amex isn't accepted), 3x Gas, 3x other travel until April 2021, +2 years extended warranty card

Citi Double Cash: 2x TYP other purchases

Citi Rewards+: Small transactions and 10% TYP rebate

Amex Hilton Honors Aspire: Hilton stays & Flights (due to the flight benefits)

 

I have other cards too but these are my main group. Just so thrilled to finally complete a Trifecta!

 

 

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3 REPLIES 3
NRB525
Super Contributor

Re: Converted Citi AAdvantage Platinum to Rewards+, completed the Citi Trifecta

Congrats!

I converted my AAdvantage Platinum to a MileUp card a few years ago to avoid the AF and keep up AA miles earning.

Most banks wouldn't let you convert out of a co-brand card, so kudos for that one.

 

Your TY points trifecta looks like it's going to earn a good volume of points.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 2 of 4
Citylights18
Valued Contributor

Re: Converted Citi AAdvantage Platinum to Rewards+, completed the Citi Trifecta

Good tip as I may want to consider PC of my personal Citi AA Select to Rewards+ then apply for the Business AA Select.

 

I see the Rewards+ as a nice swing card.

 

-Laundry Mat purchases (1.75 rounded up to 10 points)

-Fast food snacks (3 dollar Hamburger rounded up to 10 points)

-Picking up an 8 pack of water at a grocery store

-Amazon Prime (11 dollar prive membership is rounded up to 20 points, 1.99 movies rouned up to 10)

-Amazon discounts using Thank You points

 

I question if its worth an app for me since I have 12 or so cards already but a PC makes a lot of sense to save the annual fee.

 

I do have Amazon Prime well covered with the Chase Freedom because while its only 5% this quarter usually you get that at least once a year if you want to keep your account there long term.

Official travel point totals as of 12/26/23 (1,382,693 Total Points)
Chase Ultimate Rewards 661,525 | IHG One Rewards 144,443 | Hilton Honors 143,801 | AMEX Membership Rewards 102,729 | World of Hyatt 90,413 | Marriott Bonvoy 65,343 | Citi Thank You 62,712 | Wells Fargo Rewards 33,652 | Southwest Rapid Rewards 28,105 | United MileagePlus 13,316 | British Airways Avios 12,333 | Jet Blue TrueBlue 11,661 | NASA Platinum Rewards 1,883 | AA Advantage 1,744 | Navy Federal Rewards 792 | Delta Sky Miles 175 | Virgin Atlantic Virgin Points 100 | Lowes Business Rewards 6,992 ($69.92) | Amazon Rewards 475 ($4.75) | Discover CB 499 ($4.99)
Message 3 of 4
furthur
Regular Contributor

Re: Converted Citi AAdvantage Platinum to Rewards+, completed the Citi Trifecta


@Citylights18 wrote:

Good tip as I may want to consider PC of my personal Citi AA Select to Rewards+ then apply for the Business AA Select.

 

I see the Rewards+ as a nice swing card.

 

-Laundry Mat purchases (1.75 rounded up to 10 points)

-Fast food snacks (3 dollar Hamburger rounded up to 10 points)

-Picking up an 8 pack of water at a grocery store

-Amazon Prime (11 dollar prive membership is rounded up to 20 points, 1.99 movies rouned up to 10)

-Amazon discounts using Thank You points

 

I question if its worth an app for me since I have 12 or so cards already but a PC makes a lot of sense to save the annual fee.

 

I do have Amazon Prime well covered with the Chase Freedom because while its only 5% this quarter usually you get that at least once a year if you want to keep your account there long term.


I definitely don't see it as worth an app as well, especially since if you get the SUB on this card you'll be locked out of the much larger SUB for the Premier or Prestige for 2 years.

 

I was able to easily complete the conversion via their live chat function. I've been focusing on flexible points and see this card as a good way to earn more value, especially with the 10% points redemption rebate. 

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