FWIW, I just got BT checks for my Cap1 account in the mail the other day
Citi and Discover will let you do "balance transfers" directly into your checking account.
A CU card with 0 fees for cash advances is excellent for this. Have the money sent to your CU card when it arrives cash advance it to checking.
I would have thought that $0/0% offers are fenced off from being sent to checking. I know NFCU specifically exempts using BT checks for their promo APR offers and charges regular purchase APR instead. Now one of them, 0% or $0 yeah but not both. Who offers those? I may have to get another card. 😂
@Saeren take your pick Comenity sends mailers for AKC and Sportsman's Guide, Arvest, Amex ED, Chase Slate, Bank Americard, Edward Jones, RBFCU, ESLFCU, ETFCU, Disco offers IT mailers time to time (DW got one) Union Bank, Advancial FCU, First Tech FCU, Cap1 Platinum. Proly some I missed.
Those aren’t $0 fee AND 0% APR. They’re usually one or the other but not both when you add the additional qualifier to be able to take a BT check or deposit and still get $0/0%.
I thought thats what you were talking about?