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I put every purchase I can through my Costco Amex.
I PIF every month and so I pay no interest charges. Las year I got a check for over $500.
How's that for a reason?
My retired mom actually works giving out the samples. I call it the Costco Buffet.
For warehouse shoppers in the Northeast, I recommend BJ's Wholesale. They are the only warehouse store that accepts Visa.
It also looks pretty awesome
I guess I'm about to find out what the big deal is! I've received 2 emails from Costco in the past 2 months that promoted the Amex Costco TE card. In yesterday's email, they offered $50 for spending $500 in the first 90 days. I found myself clicking the "Apply" button within the email last night. I was instantly approved (and no, I'm not talking about getting the 7-10 day message and then checking the app status and seeing "approved"). I submitted the app and the next screen I saw contained the words "congratulations" and "approved." Not used to seeing that from Amex!
The only thing this app cost me was a HP on Experian (I now have 3 HPs on Experian, 2 of them are from Amex). The 3% cash back on gas is what really motivated me....well, that and the 23 years of backdating. My new car requires premium unleaded, so I try to fill up at my local Costco and the 3% cash back will be a nice benefit.
Does anyone know if the 2% on dining only applies to dine-in restaurants? Or does it also apply to fast food/take out?
@CribDuchess wrote:I guess I'm about to find out what the big deal is! I've received 2 emails from Costco in the past 2 months that promoted the Amex Costco TE card. In yesterday's email, they offered $50 for spending $500 in the first 90 days. I found myself clicking the "Apply" button within the email last night. I was instantly approved (and no, I'm not talking about getting the 7-10 day message and then checking the app status and seeing "approved"). I submitted the app and the next screen I saw contained the words "congratulations" and "approved." Not used to seeing that from Amex!
The only thing this app cost me was a HP on Experian (I now have 3 HPs on Experian, 2 of them are from Amex). The 3% cash back on gas is what really motivated me....well, that and the 23 years of backdating. My new car requires premium unleaded, so I try to fill up at my local Costco and the 3% cash back will be a nice benefit.
Does anyone know if the 2% on dining only applies to dine-in restaurants? Or does it also apply to fast food/take out?
the gas stops at 4k a year of purchased gas just to let you know.
and as for the restaurants in the t&c just says us restaurants. doesnt specify.
btw what limit did you get?
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
the gas stops at 4k a year of purchased gas just to let you know.
and as for the restaurants in the t&c just says us restaurants. doesnt specify.
btw what limit did you get?
Yes, I saw the fine print about the $4,000 limit on gas purchases eligible for the 3%. I can live with that.
They gave me a starting limit of $5,000. I'm eligible for a CLI at the end of November (my last CLI was in May). I'm probably going to ask for the CLI on either the Optima or the BCE.
@nada9188 wrote:
I believe the 4000$ cap was raised to 7500. I'll have to double Check.
i just read that from the t&c from the costco and amex site.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@creditnocash wrote:
@nada9188 wrote:
I believe the 4000$ cap was raised to 7500. I'll have to double Check.i just read that from the t&c from the costco and amex site.
So it was raised to $7,500? If so, that is perfect.
@CribDuchess wrote:
@creditnocash wrote:
@nada9188 wrote:
I believe the 4000$ cap was raised to 7500. I'll have to double Check.i just read that from the t&c from the costco and amex site.
So it was raised to $7,500? If so, that is perfect.
no i meant i took the 4k limit right off of the amex site not the 7.5k
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |