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Costco Amex Drama - my impulsive action!

Moderator Emerita

Re: Costco Amex Drama - my impulsive action!

Message 51 of 94
New Contributor

Re: Costco Amex Drama - my impulsive action!


09Lexie wrote:
I like to spread my cc's around. I'm never tied to one financial institution just in case they pull a CLD or AA or tick me off.

Agreed. Well said.

If women didn't exist, all the money in the world would have no meaning. -- Aristotle
Starting Score: 777
Current Score:  761
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Message 52 of 94
Moderator Emeritus

Re: Costco Amex Drama - my impulsive action!


Open123 wrote:

enharu wrote:

Dubious wrote:

09Lexie wrote:
I like to spread my cc's around. I'm never tied to one financial institution just in case they pull a CLD or AA or tick me off.

This. And also, you never know when their servers/network/whatever will be down. I remember a few months back there were posts about (Barclays?) cards not working for anyone. It took a few hours to fix. 


+1 to both Lexie and Dubious.

Not all places accept every single payment network as well.


+1 to all

 

Couldn't agree more.


I'm going to chime in and agree with all of the above, as well. Four cards is not a large number of cards. Lenders like to see a thick, well managed file. If Amex is willing to reopen the account for you, I would strongly consider doing it.


Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
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Message 53 of 94
Established Contributor

Re: Costco Amex Drama - my impulsive action!

Another man's trash would've been my treasure!


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 54 of 94
Valued Contributor

Re: Costco Amex Drama - my impulsive action!

Deleted by OP.
Message 55 of 94
Established Contributor

Re: Costco Amex Drama - my impulsive action!

I only make around 18-20k a year so don't feel too bad ;P


DCU Platinum: 4000 - Discover IT: 11000 - Walmart: 5000 - AMEX BCP: 18000 - Chase Freedom VS: 5000
in the garden since 1/24/14 - #GARDENSTRONG
Message 56 of 94
Senior Contributor

Re: Costco Amex Drama - my impulsive action!

How about if you explain that you move soon and have no Costco in your state afterwards but would love to have BCP / BCE instead? I would try it and see if they are willing to PC before the 13 months. IMO you have nothing to lose ... Good luck whatever you would like to do!

Message 57 of 94
Senior Contributor

Re: Costco Amex Drama - my impulsive action!

I understand your risk averse stance on having too many cards, but Amex is one of hise presitgious cards with huge lines that can save your azz and grow your cred!

I agree w what everyone else is posting.
And on another note, if you wanted BCE OR BCP, why didn't you just app for that one? Lol if you got a $14,400 cl Costco, you're at least good for 5-10k on a Blue Amex! Lol :-)
Good luck!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 58 of 94
Community Leader
Senior Contributor

Re: Costco Amex Drama - my impulsive action!

+1, 2, 3.... to all who have posted.  OP - hopefully, no more "impulse" apping and maybe reconsider having that TL reopened.  Of course, your decision ultimately.

 

Message 59 of 94
Valued Contributor

Re: Costco Amex Drama - my impulsive action!

Yeah no drapping and impulsive decisions! Especially closing a card.

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Message 60 of 94