Costco Card Question

[junior88]

So I did not renew my costco membership.  Currently my card is still open but I'm sure it will get closed soon.  My question is, can I call Citi to move the credit line over to my Double Cash card?  I do not recall if Citi will do that. 

Thanks!

[Anonymous]

Normally Citi won't allow you to move a CL. The common exception is opening a new card. If they cannot extend you any additional credit they may let you move some of your existing limits.

[macinjosh]

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@Anonymous wrote:
Normally Citi won't allow you to move a CL. The common exception is opening a new card. If they cannot extend you any additional credit they may let you move some of your existing limits.

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Does Citi offer PC from the Costco Visa to something else? That is always an option if they allow it so he doesn't lose the limit.

[mkhan1093]

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@macinjosh wrote:

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@Anonymous wrote:
Normally Citi won't allow you to move a CL. The common exception is opening a new card. If they cannot extend you any additional credit they may let you move some of your existing limits.

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Does Citi offer PC from the Costco Visa to something else? That is always an option if they allow it so he doesn't lose the limit.

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I believe Citi is one of the only lenders that doesn't have restrictions when it comes to PCing, i.e. any card can be PC'd to any other card. OP, this might be a good idea to keep that credit.

[UncleB]

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@mkhan1093 wrote:

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@macinjosh wrote:

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@Anonymous wrote:
Normally Citi won't allow you to move a CL. The common exception is opening a new card. If they cannot extend you any additional credit they may let you move some of your existing limits.

---

Does Citi offer PC from the Costco Visa to something else? That is always an option if they allow it so he doesn't lose the limit.

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I believe Citi is one of the only lenders that doesn't have restrictions when it comes to PCing, i.e. any card can be PC'd to any other card. OP, this might be a good idea to keep that credit.

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While Citi is generally willing to do PCs to and from co-branded cards, the Costco Visa has been an exception in the past (you could PC to it, but not from it).

That said things do change, and it will only take a quick phone call to see if it's an option. 

[iheartwings]

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@macinjosh wrote:

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@Anonymous wrote:
Normally Citi won't allow you to move a CL. The common exception is opening a new card. If they cannot extend you any additional credit they may let you move some of your existing limits.

---

Does Citi offer PC from the Costco Visa to something else? That is always an option if they allow it so he doesn't lose the limit.

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YMMV, but, when I was thinking of trying to downsize cards a few months ago, the representative I chatted with online told me that I could PC my Costco Visa to any of their other cards (including Double Cash, interestingly - since I already have one).