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My Amex Costco was closed last month but hadnt started reporting as a Citi card to the bureaus yet after the transfer until today. It shows my original opening date that my old Amex did. Super happy about that, I'm sure Im late to the show but thought I'd share anyway. Almost as if it's not a new tradeline.
@One7 wrote:My Amex Costco was closed last month but hadnt started reporting as a Citi card to the bureaus yet after the transfer until today. It shows my original opening date that my old Amex did. Super happy about that, I'm sure Im late to the show but thought I'd share anyway. Almost as if it's not a new tradeline.
Was your Costco Amex backdated or did it report with the actual opening date?
It reported with my actual opening date. Which was my first Amex, so not sure if it would be backdated. Great for me though because its not a new TL
@One7 wrote:It reported with my actual opening date. Which was my first Amex, so not sure if it would be backdated. Great for me though because its not a new TL
Your first AMEX sets your MSD. I got my first AMEX in 1998, so that's my MSD.
@SunriseEarth wrote:
@One7 wrote:It reported with my actual opening date. Which was my first Amex, so not sure if it would be backdated. Great for me though because its not a new TL
Your first AMEX sets your MSD. I got my first AMEX in 1998, so that's my MSD.
I'm guessing they are using the date the card was opened, it just so happens its my MSD with Amex
Citi Costco now showing on all my reports - using the actual date it was opened, not my Amex MSD. That's OK, it's >24 mos ago so not hurting anything.
@MJ-san wrote:Citi Costco now showing on all my reports - using the actual date it was opened, not my Amex MSD. That's OK, it's >24 mos ago so not hurting anything.
I agree, alot better than showing as a new TL
@MJ-san wrote:Citi Costco now showing on all my reports - using the actual date it was opened, not my Amex MSD. That's OK, it's >24 mos ago so not hurting anything.
Out of curiousity, what is your actual opening date and your MSD?
The former Amex account showed date opened as 5/99 (my MSD-- actually, more like MSY -- my other Amex cards show 1999 but the day/month varies)... the new CIti account shows 5/14 (actual open date).
@MJ-san wrote:The former Amex account showed date opened as 5/99 (my MSD-- actually, more like MSY -- my other Amex cards show 1999 but the day/month varies)... the new CIti account shows 5/14 (actual open date).
Mine just showed up on EX today. AMEX had an opening date of 8/1998, but Citi has 8/2014.