@MJ-san wrote:
Quick heads up... Just got a large envelope from Citi. Soon-to-be xfer'd account will have new terms.
Existing balances are left "as is" at the old rate but new purchases will be at 15.24% (prime + 11.99).
I negotiated mine down 3% from that with Amex. Kind of sucks, but since I won't carry a balance at that rate not too big of a deal.
Excellent data point... several people on here have asked about that exact scenario. Thanks for sharing! 
