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Couple questions about blacklisting

Super Contributor

Re: Couple questions about blacklisting

I had a Providian card in DMP that was never late and I keep getting pre-approval offers from WaMu who bought them out.  I have heard they also dont forget.  AE also send me pre-approval offers as well nd I had a Blue card in DMP.
As much as I dont like Capitol One, I give them credit for not sending me pre-approval offers.
I dont think Blacklisting is as bad as the practice of Universal Default which is 100% evil.
01/23/2018: FICO 829 EQ 827 TU 831 EX
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