Crapital One

[Anonymous]

This board has opened my eyes to Capital One. I use to think that they where a big prime CC company. But after reading all the horror stories here about them not being friendly with CLI i'm happy i never been approved for the card an i'll never apply again.

[Anonymous]

not everyone has bad experiences with cap one.

[Anonymous]

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casinoannie97 wrote:

not everyone has bad experiences with cap one.

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Yeah I've seen good stores about them but very few but the bad stores kind of make me feel good i can do better.

[Anonymous]

I think Capital One is great. It's a pretty decent card for those with limited and even bad credit history, unlike the other kind of these cards that are predatory.

They won't give me an increase, but them again, I only use the card about every 5 months or so for something small, doesn't bother me.

Message Edited by siangirl34 on 08-17-2008 08:22 AM

[dallasjetfan]

I have had really good luck with them. I started at $2000 last August and have had an overall increase from 4 different CLI's of $1550 to an overall $3550. It is my highest CL, but also my lowest fixed APR (8.9%).

[Anonymous]

I started at 200--now 5100.  They are conservative (careful).  never never be late.

They give BK people a break also. 

Message Edited by casinoannie97 on 08-17-2008 04:34 PM

[Anonymous]

 casinoannie97

Wow how long have you been with cap one?

[Anonymous]

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cartercorp wrote:

 casinoannie97

Wow how long have you been with cap one?

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I don't have a account with them i have tried a few times over this the past 3 years always denied. It's funny how all the people that love capital one show up in this thread lo. I seen many post where people that has had the card 5 years an never saw a CLI

[Anonymous]

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casinoannie97 wrote:

They give BK people a break also. 

Message Edited by casinoannie97 on 08-17-2008 04:34 PM

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Last time i applied i was denied for that same reason BK.

[Anonymous]

im not sure what to think about cap one. ive only had there card for 2 months now. i would compare mine to target and wal-mart REALLY low starting CL of $500.00