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@ilovelisa wrote:I am so embarrassed, that I let my app addiction get this far.
I apped for a DCU Visa, a few days ago, got a message that a loan officer would be in touch with me. The next day I receive a call, the reps tells me my app was declined, and that in the past 12 months, I apparently have 82 inquires on my credit report. . But still I'm getting approved for cards. She also said, it looks as if someone may be using my credit, and I might want to look into it. I thought to myself "yea it was all me." So embarrassed.
82?? ohhh Lord LS!!!!
My question my brother is
PASS THE LIST!! I can only manged to find 15 (my current inqs amount) of things to apply for!!!
Hurry pass the list I neeed some apps in my veinnn right NOOWWWW
Wait I think im app free for a whole year.
82 is alot! I was over here with my 29 across all.... Well I feel a little better.
@zerobacan wrote:
@ilovelisa wrote:I am so embarrassed, that I let my app addiction get this far.
I apped for a DCU Visa, a few days ago, got a message that a loan officer would be in touch with me. The next day I receive a call, the reps tells me my app was declined, and that in the past 12 months, I apparently have 82 inquires on my credit report. . But still I'm getting approved for cards. She also said, it looks as if someone may be using my credit, and I might want to look into it. I thought to myself "yea it was all me." So embarrassed.
82?? ohhh Lord LS!!!!
My question my brother is
PASS THE LIST!! I can only manged to find 15 (my current inqs amount) of things to apply for!!!
Hurry pass the list I neeed some apps in my veinnn right NOOWWWW
Wait I think im app free for a whole year.
Lol many of them are repeat apps. . I think after i found this out, i'm done apping for a year.
I just left the garden for 20 minutes to talk to Discover and now i have my highest limit to date 6,000! OMG I was only in the garden for 7 days but i could stop myself. that 5/5 in the past 23 day. Started at 1,500 total CL now up to 19,000CL. Feels so good to be so bad. TIme to update the siggy with strike 1 for the garden and home run for the addicts!
@ilovelisa wrote:
@zerobacan wrote:
@ilovelisa wrote:I am so embarrassed, that I let my app addiction get this far.
I apped for a DCU Visa, a few days ago, got a message that a loan officer would be in touch with me. The next day I receive a call, the reps tells me my app was declined, and that in the past 12 months, I apparently have 82 inquires on my credit report. . But still I'm getting approved for cards. She also said, it looks as if someone may be using my credit, and I might want to look into it. I thought to myself "yea it was all me." So embarrassed.
82?? ohhh Lord LS!!!!
My question my brother is
PASS THE LIST!! I can only manged to find 15 (my current inqs amount) of things to apply for!!!
Hurry pass the list I neeed some apps in my veinnn right NOOWWWW
Wait I think im app free for a whole year.
Lol many of them are repeat apps. . I think after i found this out, i'm done apping for a year.
WOW 82 inquiries I actually think thats the most I read on hear. But at least they stop hurting your score after so many. And do you mean by repeat apping for the same cards when being denied?
I told myself that I was not going to apply for anything else this year. But fell off that wagon for PenFed and CITI. So I seriously need to be locked down in this dungeon starting today. CLI accross the board for me ONLY..... hopefullly
hmm 11 inquries in one day sound bad? 8/30/12
ive been tamed since but jeez.
20 inquries currently on all 3 reports.
2 over a year 3 more over a year early next month for a total of 5 over a year
then ill have to wait till almost september to keep my records clear.
if i joined this forum a couple years ago i must say i was basically denied every card i apped for and it was alot. due to no credit history.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
@zerobacan wrote:
Lawless05 what was ur score and inqs b4 those 22 days
Im guilty of appian for capital1 cash rewards and getting a messages. You have to wait 45 days to apply for another card.. got a platinum card last sun...
The scores are the ones in my siggy for DEC. I apply for my first card DEC28(BoA) then last weeked i did the other 3 and now this one.
@chnceit wrote:
@ilovelisa wrote:
@zerobacan wrote:
@ilovelisa wrote:I am so embarrassed, that I let my app addiction get this far.
I apped for a DCU Visa, a few days ago, got a message that a loan officer would be in touch with me. The next day I receive a call, the reps tells me my app was declined, and that in the past 12 months, I apparently have 82 inquires on my credit report. . But still I'm getting approved for cards. She also said, it looks as if someone may be using my credit, and I might want to look into it. I thought to myself "yea it was all me." So embarrassed.
82?? ohhh Lord LS!!!!
My question my brother is
PASS THE LIST!! I can only manged to find 15 (my current inqs amount) of things to apply for!!!
Hurry pass the list I neeed some apps in my veinnn right NOOWWWW
Wait I think im app free for a whole year.
Lol many of them are repeat apps. . I think after i found this out, i'm done apping for a year.
WOW 82 inquiries I actually think thats the most I read on hear. But at least they stop hurting your score after so many. And do you mean by repeat apping for the same cards when being denied?
yea, like I apped for a Citi Thank you, denied, then a week and a half later apped for Citi Dividend, denied, and they pulled my credit twice.