Credit Card Budgeting

[sarge12]

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@austinguy907 wrote:

If you're rebuilding or experienced financially Quicken is one of the best things in the world for managing finances and predicting bills/deposits/taxes and so on.  However if you don't want to put down the $30-$105/yr for it there's a free version online called Mint... www.mint.com and you just link your accounts online and it'll spit out reminders 3 days in advanced of the due date and when you hit refresh you can see the updated transactions all in one place.  

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I have used mint..it is by the same company...sort of quicken light. It is ok, if you have never had quicken.

[Anonymous]

I use a spreadsheet but everyone doesn't like Excel. My sister likes it simple. She uses a monthly calendar. Good luck finding a system that works for you!

[Anonymous]

Very easy - coordinate and arrange it so that all credit card due dates occur on the same day of each month and pay them on the same date each month. No spreadsheets, paper, reminders, calendars, databases, or unnecessary systems needed.

No need to spend valuable time on all of that, either.

[Appleman]

YNAB.com for budgeting. Free for 34 days for you to try it. Lots of quuick instruction videos.

I highly recommend it.

[Anonymous]

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@Appleman wrote:

YNAB.com for budgeting. Free for 34 days for you to try it. Lots of quuick instruction videos.

I highly recommend it.

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I second YNAB. It's You Need a Budget. I've been using it for over 3 years. They have videos, blog posts, facebook posts, just many ways to encourage you to keep pressing on when it's hard. 

[Anonymous]

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@Anonymous wrote:

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@Appleman wrote:

YNAB.com for budgeting. Free for 34 days for you to try it. Lots of quuick instruction videos.

I highly recommend it.

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I second YNAB. It's You Need a Budget. I've been using it for over 3 years. They have videos, blog posts, facebook posts, just many ways to encourage you to keep pressing on when it's hard. 

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I'll third YNAB for general budgeting purposes, for sure.  But it isn't THAT useful for keeping track of payment due dates unless you name every account with its due date or something.