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Thank you all of you for the help! I feel like I am little more confident with this! The reason that I wanted to build my credit fast was because I wanted to get some auto loan for my dying car. I wish I can get an autoloan when I get my first FICO score.... hopefully...
No... not for a BOA Unsecured...
There offers arent very reliable
if this was a BOA Secured.. id take the gamble and the HP because it would be good to age another card that will likely graduate...
Sometimes BOA will offer a secured line for less..the 99$/500 CL offer...
Like the idea of trying for the Disco in 9 or so months...
-J