cancel
Showing results for 
Search instead for 
Did you mean: 

Credit Card @ Pawn Shop?

tag
snowkitty
Established Contributor

Credit Card @ Pawn Shop?

I go to a local pawn shop every couple of months and buy cheap dvd's and I have always paid using my debit card. How risky would it be if I used a credit card there? I know not to use Amex....lol   I use my boa card almost everyday like a debit card and pay it off weekly. I was thinking of using that one but would that throw up a sign? Should I just pay cash there? I want the points but I don't want any trouble either.

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 1 of 41
40 REPLIES 40
youngandcreditwrthy
Senior Contributor

Re: Credit Card @ Pawn Shop?

Aside from AA,
Idk what caregory that would qualify as...
"Discount store"??
Lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 2 of 41
jsickz32
Valued Contributor

Re: Credit Card @ Pawn Shop?

DVDs? What is that Smiley Tongue lol i dont see how you would get in trouble by using your cards there. Ive used my amex cards at some really wrong places and nothing
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 3 of 41
youngandcreditwrthy
Senior Contributor

Re: Credit Card @ Pawn Shop?

Lol I use my Amex BCE at clubs/bars alllll the time haha.
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 41
jsucool76
Super Contributor

Re: Credit Card @ Pawn Shop?

I dont think it will be much of an issue. Lol. Pawn shops aren't all that bad for purchasing stuff. If amex or someone found out you were pawning your own items it might be an issue.

I mean, i spent 2 grand at applebees on alcohol once, no AA, but it was cap1.

Talk about credit card mistakes.
Message 5 of 41
youngandcreditwrthy
Senior Contributor

Re: Credit Card @ Pawn Shop?

Lolololll!! That is a TON of alcohol at Applebee's!!!!!!!!!!
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 6 of 41
jsucool76
Super Contributor

Re: Credit Card @ Pawn Shop?

Especially since all their drinks are 2 for 1. I did leave with an applebees hat and tshirt though... They loved me there. Used to go like 7 days a week. XD
Message 7 of 41
jsickz32
Valued Contributor

Re: Credit Card @ Pawn Shop?

@jsu
How did you manage to spend 2k at applebees??? Beers are like 4 and shots are 4.50. I got drunk out of my ass at the strip club and the bill was 1130 and beers cost 10, shots 7 and mixed drinks 10.
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 8 of 41
Shogun
Moderator Emeritus

Re: Credit Card @ Pawn Shop?

I use my Barclay at one occassionally.  It's also a gun shop and I buy ammo there.  Never a problem.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 9 of 41
jsucool76
Super Contributor

Re: Credit Card @ Pawn Shop?

Its easy to do when you get there at 11am and leave at 2pm.i buy a lot of shots. I was there with like 4 friends. Lol.
Message 10 of 41
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.