When a credit card company reports to the three credit agencies each month, does it report what your balance is when your statement is issued? Or does it include all activity up until the report date to the credit agencies, regardless of what the latest statement says. For example, my latest Orchard Bank statement as of 7/13 says that I owe $50.00. Will they report only the $50.00, or will they report other $$ charged if I decide to charge more after the statement date?
