Your inquiries are high do you have any credit cards. What kind of cards do you want rewards etc?
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
@cbarret2 wrote:I have $19,000 in student loans and 9+ inquiries on each bureau report. Despite that, my score keeps rising.
700 to 705 and then 705 to 709 in the same month!
Probably because your age is increasing and I'm assuming that your utilization has changed. (There are many variables also that may affect it, but those are just two things I thought of at this moment.)
Remember that credit scoring has no memory and will adjust with each new piece of data added to it. 
@cbarret2 wrote:I have 6 credit cards. I would be looking for a competitive rewards card, preferably with no AF. I would consider apping for the recommended card at minimum in 6 months but I may wait until 1 or 2 years have passed.
Unless we know the cards and limits it is hard to give you advice. Next time you ask for advice it is best to put the question in the body of the post rather in the heading. It seems to have confused others on your question about advice on a new card.
