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I'm going to buy a new TV soon; Sony, Sharp, etc. Many of them allow me to finance through them as 18 months no interest kinds of things. The Sony site shows a card that I would get but I don't think it is a Visa or MC as I think I can only use it on Sony's site.
My questions is, one, is this a credit card or a line of credit? And two, is there an advantage to having credit like Sony vs. the general everyday credit card through Amex or Chase? I know the "mix" of types of credit is important but I don't know how these will report. And lastly, once I pay this off, probably in a few months, do I "keep" that credit for future use or do I reapply next time I wish to buy something? Thanks for your advice.
-A
@Anonymous wrote:I don't think it is a Visa or MC as I think I can only use it on Sony's site.
My questions is, one, is this a credit card or a line of credit? And two, is there an advantage to having credit like Sony vs. the general everyday credit card through Amex or Chase? I know the "mix" of types of credit is important but I don't know how these will report. And lastly, once I pay this off, probably in a few months, do I "keep" that credit for future use or do I reapply next time I wish to buy something? Thanks for your advice.
-A
This card,this card,and this card all are obviously VISA bank cards.
Were any of these cards the one which you are considering?
This is the card I'm refering to.
http://www.sonystyle.com/webapp/wcs/stores/servlet/ContentDisplayView?cmsId=sony_ge_financing&hideHeaderFooter=true