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Credit Card that will approve

Established Member

Credit Card that will approve

Hi folks, i have not been on in a while, and i also have not checked my fico score in a long while. Last it was mid to high 600s. My question is this, can anyone recommened a card where there is a high percentage rate that i will be approved, and receive the card quickly. Please excuse if i am vague. Thank you!

Message 1 of 24
23 REPLIES
New Contributor

Re: Credit Card that will approve

Good chance with Discover Card. Check out their website. You can get your FICO score for free (even though not a card holder) and then check to see if qualifed for the card. 

FICO 8 Avg. 745 CHASE/CITIBANK/DISCOVER/USBANK/AMEX/NORDSTROM/ MACYS/BARCLAYS/FNBO/JCPENNY/SEARS/TARGET/CHEVRON/1ST UNITED CU/PATELCO CU/AAoA 15 years
Message 2 of 24
Moderator

Re: Credit Card that will approve

Cap1.. Try the pre-qual site and see what shows up.  Other pre-qual sites around as well, but most likely depending on profile Cap1 will be the most generous.. Although it all depends on what you are looking for and without AAoA, Util, Inquiries, Fico Scores, DTI, etc we can only speculate.  You should apply for the card you want and can use vs. what you can get approved for as nothing in the credit life is guranteed.

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO | BB&T
Message 3 of 24
Established Member

Re: Credit Card that will approve


Dave4fun wrote:

Good chance with Discover Card. Check out their website. You can get your FICO score for free (even though not a card holder) and then check to see if qualifed for the card. 


So many businesses do not take Discover anymore i am finding.

 

@CreditCuriousity i do not understand your reply?

Message 4 of 24
Established Contributor

Re: Credit Card that will approve


Chala wrote:

Hi folks, i have not been on in a while, and i also have not checked my fico score in a long while. Last it was mid to high 600s. My question is this, can anyone recommened a card where there is a high percentage rate that i will be approved, and receive the card quickly. Please excuse if i am vague. Thank you!


If you are still in that range, especially the high 600's you should be able to qualify for the AMEX Delta Blue, AMEX Delta Gold and AMEX SPG credit cards. You would probably also qualify for the new Hilton Honors cards.


Message 5 of 24
Frequent Contributor

Re: Credit Card that will approve


Chala wrote:


So many businesses do not take Discover anymore i am finding.


How did you find that many business do not take Discover anymore? From my own experience most places I've been to will accept Discover as they do Visa/MasterCard, and my impression is that Discover acceptance is on the rising trend.

Message 6 of 24
Established Contributor

Re: Credit Card that will approve

My experience has been Discover's acceptance is nearly on par with Visa and MC. Actually it's about 9.5million to 9.3million, closer than I thought.

Anyway a secured card would be a shoe in but you'd need a deposit. As others have said cap1 is a good bet. Delivery time, in my experience with everything has been the standard 5-10days.
Message 7 of 24
Established Member

Re: Credit Card that will approve


PlyrStar93 wrote:

Chala wrote:


So many businesses do not take Discover anymore i am finding.


How did you find that many business do not take Discover anymore? From my own experience most places I've been to will accept Discover as they do Visa/MasterCard, and my impression is that Discover acceptance is on the rising trend.


I dont want to get off topic, and perhaps i misspoke but a few businesses i order from online do not accept Discover, i would like to stay in the visa/mastercard area

Message 8 of 24
Established Member

Re: Credit Card that will approve


OpenG wrote:

Anyway a secured card would be a shoe in but you'd need a deposit. As others have said cap1 is a good bet. Delivery time, in my experience with everything has been the standard 5-10days.

 

I already have a sceured card i am looking for an unsecured card 


 

Message 9 of 24
Valued Contributor

Re: Credit Card that will approve


Chala wrote:

Hi folks, i have not been on in a while, and i also have not checked my fico score in a long while. Last it was mid to high 600s. My question is this, can anyone recommened a card where there is a high percentage rate that i will be approved, and receive the card quickly. Please excuse if i am vague. Thank you!

 

 

Your question is impossible to answer considering the lack of information supplied


 






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Message 10 of 24