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Credit Cards & FICO Scores

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creditstalker
Frequent Contributor

Credit Cards & FICO Scores

What credit card would I qualify for based on my scores?

 

TU

Fico 08 / 650

Fico 04 / 661 (mortgage score)

Fico 08 / 672 (auto loan score)

Fico 04 / 685 (auto loan score)

Fico 08 / 665 (bankcard score)

Fico 04 / 671 (bankcard score)

 

EX

Fico 08 / 614

Fico 02 / 642 (mortgage score)

Fico 08 / 637 (auto loan score)

Fico 02 / 674 (auto loan score)

Fico 08 / 627 (bankcard score)

Fico 03 / 670 (bankcard score)

Fico 02 / 651 (bankcard score)

 

 

EQ

Fico 08 / 619

Fico 05/ 594 (mortage score)

Fico 08/ 634 (autolending)

Fico 08 /610 (bankcard score)

Fico 05/ 619 (bankcard score

Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

Message 1 of 9
8 REPLIES 8
PlasticOrPlastic
Established Contributor

Re: Credit Cards & FICO Scores

Just try the prequal sites for cards that interest you.

Message 2 of 9
creditstalker
Frequent Contributor

Re: Credit Cards & FICO Scores

I applied for a DISCOVER IT card,  and they requested that I get a joint applicant...so I didn't go through with it.  They said I will receive a letter within 5 business days.

Current FICO 08 as of 06/01/2015 TU 648 EQ 624 EX 602
FICO Mortgage Scores TU 594 EQ 540 EX 642

Message 3 of 9
Anonymous
Not applicable

Re: Credit Cards & FICO Scores

I got a Barclay Rewards MC with scores similar to what you have now and no baddies on my CR.  Limit was 300 which stuck with me for years.  Then they gave me a 4K US Airways card and raised my Rewards card to 1,250 CL

Message 4 of 9
PlasticOrPlastic
Established Contributor

Re: Credit Cards & FICO Scores

Capital One has been coming around lately, might give them a try.  I just got a 10k Visa Signature Quicksilver card. 

Message 5 of 9
Anonymous
Not applicable

Re: Credit Cards & FICO Scores

Try cap one pre qualified and I would try for barclay rewards Mastercard. A while back I had to recon disc it for approval but instant approval for the barc rm on the same day
Message 6 of 9
MT936
Established Contributor

Re: Credit Cards & FICO Scores

go for  a capital one quicksilver

Amex Blue Cash Everyday: $25,000 | Navy FCU Cash Rewards: $25,000 | Discover It: $20,500
Chase Freedom: $12,500 | Citi Double Cash: $10,000 | Bank of America Cash Rewards: $8,000

Message 7 of 9
morgacj2004
Valued Contributor

Re: Credit Cards & FICO Scores

Barclays Rewards, Discover IT and Cap One QS.  Your scores should qualify you for any of those cards. I don't think you are quite there yet for the Freedom card.


AX Hilton Aspire 20k, AX Bonvoy Brilliant 15k, AX BCP 2k, AX Blue Bus Cash 15k, AX Delta Air Platinum 49k, (AU) AX Delta Gold 15k, AX Amazon Prime Bus 25k, BC Uber 29k, AKUSA FCU -10k , CITI AAdvantage Exec World Elite MC 16.5k, Discover (2) 16k, Kohls-4k, VS Comenity $3k, BofA AK Air Siggy 9.8k, WF Propel AX 5k, JCP $10k PFCU Plat Rewards Siggy 39.5k, PFCU Power Cash Rewards AX 10.5k, NFCU Flagship 50k, CLOC 15k, CITI Costco 9.5k, GAP VISA Synchrony $9k,Target MC 9k, Ulta MC Comenity 9k, Pay Pal 1k, CO Venture One 23k, US Bank Radisson Rewards Signature 10k, US Bank Fred Meyers World MC, 11k, US Bank Plat VISA 15.7k, VS Comenity 2k, 240k total available credit. Utiliz-2%, Current FICO EQ-724, EX 763,TU 802 ,Chapt 7 BK D/C 11-2012. Starting scores 520-550
Message 8 of 9
fot1
Established Contributor

Re: Credit Cards & FICO Scores


@morgacj2004 wrote:

Barclays Rewards, Discover IT and Cap One QS.  Your scores should qualify you for any of those cards. I don't think you are quite there yet for the Freedom card.


I would second this.. My gf just got all three of those cards recently with low 600 fico..

Too many to list..
Message 9 of 9
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