cancel
Showing results for 
Search instead for 
Did you mean: 

Credit Cards and Lenders who use The Vantage Score ?

tag
Ms-Kato
Contributor

Credit Cards and Lenders who use The Vantage Score ?

Anyone happen to know which CCC's and Lenders use The Vantage Score ?

Message 1 of 20
19 REPLIES 19
MarineVietVet
Moderator Emeritus

Re: Credit Cards and Lenders who use The Vantage Score ?


@Bluerain wrote:

Anyone happen to know which CCC's and Lenders use The Vantage Score ?



The only one I'm aware of is Chase. But they don't use it exclusively.

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 2 of 20
fused
Moderator Emeritus

Re: Credit Cards and Lenders who use The Vantage Score ?

I'm not aware of any CCC who uses Vantage Scores.

Message 3 of 20
MarineVietVet
Moderator Emeritus

Re: Credit Cards and Lenders who use The Vantage Score ?

Well there appears to be a slight difference of opinion about this.  LOL

 

Wasn't there a thread not long ago talking about Chase sometimes pulling a VS? Or have I slept too much since then???

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 4 of 20
Ms-Kato
Contributor

Re: Credit Cards and Lenders who use The Vantage Score ?

Chase denied me last week and they pulled EX..if they did pull Vantage I would have been approved ..LOL

 

I wish there was a way to find out who uses Vantage Smiley Wink

Message 5 of 20
MarineVietVet
Moderator Emeritus

Re: Credit Cards and Lenders who use The Vantage Score ?

I believe this is the thread I was talking about: http://ficoforums.myfico.com/t5/Credit-Cards/Chase-Pre-Approval/m-p/1011796/highlight/true#M285818

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Message 6 of 20
GregB
Valued Contributor

Re: Credit Cards and Lenders who use The Vantage Score ?


@MarineVietVet wrote:

Well there appears to be a slight difference of opinion about this.  LOL

 

Wasn't there a thread not long ago talking about Chase sometimes pulling a VS? Or have I slept too much since then???

 


Yes, there was. Chase was using the Vantage Score for the Kohl's account. Kohls has now partnered with CapOne on that so it is a dead deal.

Message 7 of 20
Anonymous
Not applicable

Re: Credit Cards and Lenders who use The Vantage Score ?


@Bluerain wrote:

Chase denied me last week and they pulled EX..if they did pull Vantage I would have been approved ..LOL

 

I wish there was a way to find out who uses Vantage Smiley Wink


Sorry to hear about your denial Smiley Sad Maybe they pull Vantage if all of the 3 CRA's are frozen? 

Message 8 of 20
Ms-Kato
Contributor

Re: Credit Cards and Lenders who use The Vantage Score ?


@Anonymous wrote:

@Bluerain wrote:

Chase denied me last week and they pulled EX..if they did pull Vantage I would have been approved ..LOL

 

I wish there was a way to find out who uses Vantage Smiley Wink


Sorry to hear about your denial Smiley Sad Maybe they pull Vantage if all of the 3 CRA's are frozen? 


Hmmmmmmm Smiley Wink

 

Anyone willing to test this ?

 

 

Oh Yeah !

 

Message 9 of 20
Anonymous
Not applicable

Re: Credit Cards and Lenders who use The Vantage Score ?


@Bluerain wrote:

@Anonymous wrote:

@Bluerain wrote:

Chase denied me last week and they pulled EX..if they did pull Vantage I would have been approved ..LOL

 

I wish there was a way to find out who uses Vantage Smiley Wink


Sorry to hear about your denial Smiley Sad Maybe they pull Vantage if all of the 3 CRA's are frozen? 


Hmmmmmmm Smiley Wink

 

Anyone willing to test this ?

 

 


Haha that's going to be a tough one! Smiley Tongue

Message 10 of 20
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.