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Credit Cards for Mechanics/Service?!

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Anonymous
Not applicable

Re: Credit Cards for Mechanics/Service?!

A 2% cash back card is probably your best choice.
Use for at dealerships or basic stuff you don't want to do yourself.

Finding yourself a solid, pride in their work mechanic...Priceless.
No credit card. Get that cash discount price. ~.^
Message 11 of 24
digitek
Established Contributor

Re: Credit Cards for Mechanics/Service?!

Car maintenance/service is one of the last categories I could get to save some money when using CC.  We have 2 kind of older cars and it is a pretty significant expense.  I would love to see the Cash+ pick that category up.  There was one card that had it as a rotating 5% category, 3% isn't enough to make me app for it, and I don't have loyalty to a particular brand/service/company so don't want to get a store card for it.  Would be nice if it covered auto insurance payment and gas, too.

 

Yeah, that's it, a card that gives 5% on gas, auto insurance, tire/mechanic stores, auto-shops, and dealerships.  I'm feeling that one.

Message 12 of 24
Girlzilla88
Valued Contributor

Re: Credit Cards for Mechanics/Service?!

Thank you all for the replies and no worries on running away with the Fruit Wagon I was laughing so hard to myself but I did look into the Synch card and it seems like a good Idea I think I will find a mechanic I want to start using in my area that is fair and see if they accept that card before applying though I would hate to get the card then find out only the super expensive mechanics accept it hahahaha.       Smiley Very Happy   







Message 13 of 24
Anonymous
Not applicable

Re: Credit Cards for Mechanics/Service?!

Many times mechanics that own thier own shop (or any specialized trait, really) will often offer a significant discount if you pay in cash.  The savings from doing this would easily exceed the rewards from a CC many times over.  Just something to keep in mind.  If run into this with contractors as well, where they'll quote $7k for a job but knock it down to $6k if paid in cash for example.  ~15% savings?  I'll take it.     

Message 14 of 24
Anonymous
Not applicable

Re: Credit Cards for Mechanics/Service?!

I would probably put on BBP for 2xMR (which can be 3-4% reward value if you can use it effectively on travel), or on freedom unlimited w/csr (which can be 2.5% if you book travel and have a loyalty program with the airline)

Message 15 of 24
DemonHusker
Regular Contributor

Re: Credit Cards for Mechanics/Service?!

I believe the BBVA Clear points offers 3X points if you choose maintenance as a quarterly category, which auto services is included. But it depends on where you live to get the card

Message 16 of 24
Girlzilla88
Valued Contributor

Re: Credit Cards for Mechanics/Service?!

BBP?!







Message 17 of 24
Girlzilla88
Valued Contributor

Re: Credit Cards for Mechanics/Service?!

BBVA?!    I live in Ga in the US







Message 18 of 24
Anonymous
Not applicable

Re: Credit Cards for Mechanics/Service?!

BBP is amex blue business plus.

BTW, chase offers is running 5 or 10% on Midas, advanced autopart and autozone, in case you use them and have those offers.

Btw2, raise has lot of AutoZone, jiffy lube, advance Auto parts gc for 10-15% off at the moment too.
Message 19 of 24
Anonymous
Not applicable

Re: Credit Cards for Mechanics/Service?!

I believe maintenance is a 3% Dynamic Earn category on the Synovus Cash Rewards card
Message 20 of 24
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