@Remedios wrote:
@Anonymous wrote:
@MASTERNC wrote:No CLDs so far but now I am nervous putting big purchases for my work from home ordeal on my lightly used Hilton AMEX ($28k limit). Had a promo for free "Plan It" plans so I have purchased about $1,500 on it (mainly a better office chair and some wine). Hopefully this doesn't raise eyebrows.
It can depend on the purchase. Putting a large property tax payment on it could raise eyebrows, or anything that screams distress. A vacation wouldn't.
Tons of wine could lol. JK.
Right, because it's unheard of paying with credit in exchange for rewards 😐
I've asked you before, and I'm going to ask you again to show some evidence orproof behind that statement.
It's just something you think, and you"ve never really done it, so instead of discouraging those who are either trying to maximize their rewards or stretch it in a few payment, maybe adding some facts would work better.
One person says something, someone repeats in, myths and legends are born, without having any connection with reality whatsoever.
I get the part where you're careful and cautious with your credit, that's commendable, but opinions should not be presented as facts.
I've paid personal and property taxes with cards. I'm not in financial distress, in fact, the opposite is true.
How do lenders know that?
I paid the bill.
The End.
Ah, but you probably also paid them in happy sunshine land, now might be a different story 
. Though taxes should not be a problem.
I haven't been paying attention for the last few years but we did have one or two threads IIRC circa 2012-2013 where lenders were closing things down based on the transaction record... personally, I never put anything "iffy" on the Chase cards, though I absolutely pay my taxes with them to your point and will continue to do so. Paying one's taxes is a good thing, hell I just blew $4800 on appliances on my CFU but I doubt they're going to do anything with that, just my being a good little consumer for once in my life getting stuff for the new place and they have access to see what's in the checking accounts pooling cash for this new place. Ain't no trouble to your point.
That said, I honestly color inside the lines for the near entirety of my life, but I've paid with a Cap 1 card on things I didn't want someone at Chase making a value judgement on TBH based on some anecdotal reports here.
@Revelate wrote:
@Remedios wrote:
@Anonymous wrote:
@MASTERNC wrote:No CLDs so far but now I am nervous putting big purchases for my work from home ordeal on my lightly used Hilton AMEX ($28k limit). Had a promo for free "Plan It" plans so I have purchased about $1,500 on it (mainly a better office chair and some wine). Hopefully this doesn't raise eyebrows.
It can depend on the purchase. Putting a large property tax payment on it could raise eyebrows, or anything that screams distress. A vacation wouldn't.
Tons of wine could lol. JK.
Right, because it's unheard of paying with credit in exchange for rewards 😐
I've asked you before, and I'm going to ask you again to show some evidence orproof behind that statement.
It's just something you think, and you"ve never really done it, so instead of discouraging those who are either trying to maximize their rewards or stretch it in a few payment, maybe adding some facts would work better.
One person says something, someone repeats in, myths and legends are born, without having any connection with reality whatsoever.
I get the part where you're careful and cautious with your credit, that's commendable, but opinions should not be presented as facts.
I've paid personal and property taxes with cards. I'm not in financial distress, in fact, the opposite is true.
How do lenders know that?
I paid the bill.
The End.
Ah, but you probably also paid them in happy sunshine land, now might be a different story
I haven't been paying attention for the last few years but we did have one or two threads IIRC circa 2012 where lenders were closing things down based on the transaction record... personally, I never put anything "iffy" on the Chase cards, though I absolutely pay my taxes with them to your point and will continue to do so. Paying one's taxes is a good thing, hell I just blew $4800 on appliances on my CFU but I doubt they're going to do anything with that, just my being a good little consumer for once in my life getting stuff for the new place.
I honestly color inside the lines for the near entirety of my life, but I've paid with a Cap 1 card on things I didn't want someone at Chase making a value judgement on TBH based on some anecdotal reports here.
Nope, two weeks ago, paid it off a week later after statement was ready.
I've banked with Chase for over 10 years, WaMu before that, couple of mortgages, plenty of cards, CPC for a while (ex had affinity such things), if they got it, had it.
Should Chase feel the need to scrutinize my transactions, they will see I lead a boring life (mostly).
If having a portion of my income fall into 24% bracket, and having to pay additional taxes because of it bothers them..well, let's just say it doesnt.
2020 ain't my first rodeo.
Oh, and I'm their point of contact for corporate account, which I insisted we open because I hated Heritage bank. I dont let Chase forget it, either.