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@MovingForward_2012 wrote:
How is Chase on their increases?
Customer initiated CLI's are HP's, unless you escalate to the Chase executive office YMMV. They also do random auto CLI's.
G.E : every 4 months CLI request soft pull.
Amex : 3x after 60 days approval. 6 months after that. 1k-->61 days ---> 3k. 8 months mark : 9k. 6 more months 9 * 3 = 27k.
( Generous enough ?? )
@MovingForward_2012 wrote:
Okay thanks. Are the auto increase pretty generous? I'm wondering how often (on average) Chase does auto increases.
ive had my freedom since july and have put about 3k through it and the auto cli from 500 to 1k right after my 5th statement.
but as stated any customer intiated cli is a hard pull.
Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23 Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE | Buy A Home Earn Cash Back | Amex Zync(Unicorn) Chase Freedom$1500 Discover IT$7,400 Citi DC $10,000 Citizens Mastercard$7,000 |
What about US Bank and PenFed cards?
Nordstrom has grown from $4K to $12K in the past year and a half for me. Mostly soft pulls.
Macy's is soft pull for their store card. I've gone from $100 to over $4K. All softs
Not always soft, but NFCU and USAA. I've also seen high CLs from DCU, but again don't know if CLIs are hard of soft.
@WarJar101 wrote:What about US Bank and PenFed cards?
PenFed can be very generous. The CLI's are soft pulls via quarterly preapprovals.
Just as a data point, I have 2 PenFed credit cards with credit limits totaling 50,000. They started off at 15,000 each, increased via soft pulls.
@nicholasyud wrote:G.E : every 4 months CLI request soft pull.
Amex : 3x after 60 days approval. 6 months after that. 1k-->61 days ---> 3k. 8 months mark : 9k. 6 more months 9 * 3 = 27k.
( Generous enough ?? )
Is the Amex example real (i.e. your experience)? There have been questions about whether the CLI goes from under 25K to over 25K without more documentation.