cancel
Showing results for 
Search instead for 
Did you mean: 

Credit Care denial

tag
RushXTC
Established Contributor

Re: Credit Care denial


@09Lexie wrote:
As CreditAddict stated, GE will not recon a computer denial.

Perhaps you can have someone cosign for you.

 

^ This. I had to have a co-signer as well. I'm not 100% Sure what my TU was at the time, But co-signers was well above 720.

Message 11 of 15
chan85
Established Contributor

Re: Credit Care denial


@Peter1142 wrote:

Maybe it's the 1yr AAoA.

 

CareCredit seems to be tightening up a bit. They lowered a whole bunch of very high CL's, as a result of the split.


What split?

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 12 of 15
Peter1142
Established Contributor

Re: Credit Care denial


@chan85 wrote:

@Peter1142 wrote:

Maybe it's the 1yr AAoA.

 

CareCredit seems to be tightening up a bit. They lowered a whole bunch of very high CL's, as a result of the split.


What split?


I could be wrong, but I thought GE Financial was splitting off from GE.

Message 13 of 15
chan85
Established Contributor

Re: Credit Care denial


@Peter1142 wrote:

@chan85 wrote:

@Peter1142 wrote:

Maybe it's the 1yr AAoA.

 

CareCredit seems to be tightening up a bit. They lowered a whole bunch of very high CL's, as a result of the split.


What split?


I could be wrong, but I thought GE Financial was splitting off from GE.


Hmm... did a google search and but can only find speculative articles on bloomberg about the impact of such a split. Nothing concrete though,

Current Debt Management:
$15k Trinity Financial Management (scheduled pay off late 2021)
$10k NFCU
$350/mth Bridgecrest Auto Loan
Goals: Pay off credit card debt & buy a new home before end of 2020

Long Term Debt:
Fed Loans - $150k
Navient - $100k

Taking a "if God don't do it, it won't get done..." approach to paying these off.
Message 14 of 15
Shellie
Valued Contributor

Re: Credit Care denial

I just had to take the hit and pay out-of-pocket for the expense.  That is the only denial I have gotten in the 2 years since I have started repairing my credit and applying for credit.  I don't apply for much tho.  I have a couple CapOne's and several store cards.

Message 15 of 15
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.