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My credit goals for 2012 is to get another rewards card, get all of my scores 800+ and get one of my credit cards up to a credit line of 7,500.
Im not sure how attainable my goals are but this is what I am shooting for. Thinking about my goals have helped remind me that I need to keep my utilization under 10% and 20% worst case scenario.
i want to get across 700 on all 3 scores, finally, & get 1-2 really good cards, like navy federal.
I would like to increase my limits on my current two credit cards. I'd really like to find a great rewards card this year. I'd like to join the 700 club by the end of 2012 so that I may purchase a home in 2013. I believe that I may try for a new car mid-2012 also.
my goal if get chase freedom approved in 2012
My goal is to get all my scores into the 720 range, which is very possible since all my baddies will fall off my report by the end of 2012 and all my credit card debt will be PIF within two months. I want to set myself up to get a top tier mortgage loan in early 2013. I also want to dump all my rebuilder cards with AFs, so I can purely profit off the rewards from my CCs.
No new applications. Try for CLI's on current cards. Work on 3 GW letters. Add a bunch of green "OK's" to reports.
MY goals is to pay down credit cards balances. No new apps. And to get my credit score back up to 680 in 2012.
My CC goals for 2012 are the following; Since i'm close to 800, i will not apply for anything until I cross that threshold, PC my AMEX gold for the AMEX Platinum, no apps (I have to keep reminding myself), & buy a house.
760+ fico
2 more credit cards with at least $7,000 credit limit each.
one a rewards card and one an amex, but if its an amex rewards card even better
My goal is not to do anything dumb that would negate the progress I've made over the last several years.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".