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Credit Gods Are On My Side

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NewtoCredit80
Frequent Contributor

Credit Gods Are On My Side

Well after getting approved for Discover, Amex BCP, 1000 cli on CapOne and Citi card I was feeling good. After I got the Southwest Chase 50K offer in mail 3 days back I thought about pushing my luck as i travel on business select on SouthWest once in a quarter. Got an approval of 6000 after verifying the information. Had to pinch myself when I heard the limit. Credit gods must have been on my side in the month of July. I went from 4500 in unsecured card limit to 15500 in month of July. PIF and 1-9% util is formula for credit success.


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Message 1 of 11
10 REPLIES 10
enharu
Super Contributor

Re: Credit Gods Are On My Side

Grats on the approvals. Very nice cards! Smiley Happy
JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 2 of 11
Steelersboy
Frequent Contributor

Re: Credit Gods Are On My Side

sweet


If a man empties his purse into his head, no one can take it from him. An investment in knowledge always pays the best interest. - Benjamin Franklin |Capital One Quicksilver Cash Rewards|Chase Amazon Visa Rewards|BOA Cash Rewards|Commence MC| Citi Double Cash| Amazon Prime Store Card|Discover It|Chase Freedom|Chase Freedom Unlimited|Amex BCE|Wells Fargo Cash Wise|Barclays Cashforward
$89,500 total card credit FICO Equifax-823, FICO Transunion-774, FICO Experian-769, DTI-20.4%
Message 3 of 11
myjourney
Super Contributor

Re: Credit Gods Are On My Side


@NewtoCredit80 wrote:
Well after getting approved for Discover, Amex BCP, 1000 cli on CapOne and Citi card I was feeling good. After I got the Southwest Chase 50K offer in mail 3 days back I thought about pushing my luck as i travel on business select on SouthWest once in a quarter. Got an approval of 6000 after verifying the information. Had to pinch myself when I heard the limit. Credit gods must have been on my side in the month of July. I went from 4500 in unsecured card limit to 15500 in month of July. PIF and 1-9% util is formula for credit success.

Congrats 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 11
09Lexie
Moderator Emerita

Re: Credit Gods Are On My Side

Congrats are in order! As are instructions to the Garden! : smileylol:
Message 5 of 11
myjourney
Super Contributor

Re: Credit Gods Are On My Side


@09Lexie wrote:
Congrats are in order! As are instructions to the Garden! : smileylol:

Recent escapee needs help finding way home huh Smiley LOL

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 6 of 11
NewtoCredit80
Frequent Contributor

Re: Credit Gods Are On My Side

Well full month out of garden. Now I will sit in garden till end of Jan. It is Chase Freedom app on 31st Jan 2014. Just bought the equipment to plant 3 new seedlings. :-)


PNC Secured 2000 (Dec12), Chase Amazon 2000 (Apr13), CapOne Newcomer 2500 (May13), Citi dividend 3000 (May13), Discover IT 1000 (Jul13), Amex BCP 6000 (Jul13), Chase Southwest 10000 (Jul13), Chase Marriott 12000 (Oct 13), BofA Travel Rewards 5000 (Dec13)

- In garden till Dec 2014
Message 7 of 11
rex_03
Contributor

Re: Credit Gods Are On My Side

Grats!
Message 8 of 11
azguy13
Senior Contributor

Re: Credit Gods Are On My Side

Its a great feeling. Congrats! 

Message 9 of 11
djc1puno
Valued Contributor

Re: Credit Gods Are On My Side

Congrats! Smiley Wink


GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
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Message 10 of 11
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