Credit Line Increase

[CreditFixy]

What amount of your available credit do you recommend I use in order to get a higher credit limit increase?

I've been told to make some small purchase and pay them in full but I was just rejected a credit line increase. Reason being "Recent usage on existing credit line too low".

EXP 720

TRANS 727

EQUIFAX 740

[Meanmchine]

Make purchases you are comfortable paying in full.  The CLIs will follow

Good luck

[CYBERSAM]

Most banks like heavy usage, specially if you can pay it in full. Try that for another 3 months and then try again.

What bank is it? What is your CL and how long you had that card?

More data point would help others to chime in. 

[Brian_Earl_Spilner]

Depends on the lender. Some don't want you using too much, others want heavy spend.

[M_Smart007]

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@CreditFixy wrote:

What amount of your available credit do you recommend I use in order to get a higher credit limit increase?

I've been told to make some small purchase and pay them in full but I was just rejected a credit line increase. Reason being "Recent usage on existing credit line too low".

EXP 720

TRANS 727

EQUIFAX 740

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I would use it as normal, I am not doing back flips trying to get CLI's.

[CreditFixy]

Discover 3,000

Capital One 1,000

Capital One 1,100

Merrick Bank 1,300

I'm trying to get some higher limits either by requesting CLI's or applying for new credit cards. 

[CreditFixy]

Thanks for your response

[Anonymous]

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@CreditFixy wrote:

Thanks for your response

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That sounds like the typical Capital One response.  They want to see some good usage.

[JeffMO]

I would more than likely bet it was discover

[Anonymous]

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@JeffMO wrote:

I would more than likely bet it was discover

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Whenever I apply for a CLI with Capital One, that is the only reason they ever give me.