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Credit One Breakup and Closed Surge Mastercard

Papa_Bear
Frequent Contributor

Credit One Breakup and Closed Surge Mastercard

Did a thing and finally closed Credit One. The breakup was probably more me than them but I gave them 12 great months and they gave me a little (credit) history. Didn't even breakup by phone, I mailed it in. They weren't worth even 3 spoken words.





Message 1 of 10
9 REPLIES 9
Remedios
Credit Mentor

Re: Credit One Breakup

Congrats, but let's not get too carried away. They did date you when others wouldn't.

 

Nothing personal, I'm just always puzzled at how quickly some forget where they started. 

 

In any case, good for you. 

 

Message 2 of 10
designated_knitter
Established Contributor

Re: Credit One Breakup


@Papa_Bear wrote:
Did a thing and finally closed Credit One. The breakup was probably more me than them but I gave them 12 great months and they gave me a little (credit) history. Didn't even breakup by phone, I mailed it in. They weren't worth even 3 spoken words.

Be prepared for some stalking for awhile, if you are like me... they aren't taking it well and keep begging me to come back.

 

But also agree with @Remedios .  If it wasn't for meeting the sailor of my dreams in Navy, I'd probably still be in a relationship with them for quite awhile!

Started Over Again after Cap1 Death Penalty:
06/15/2019:
03/02/2021:
04/06/2021:
05/28/2021:
Lesson Learned: DON'T POKE THE BEAR!!! THE BEAR WILL WIN!!!
Message 3 of 10
Papa_Bear
Frequent Contributor

Re: Credit One Breakup

Never personal. Sometimes the love lasts, and sometimes you know that the thrill is gone. Of course, they've moved on to way more folks than I have so I doubt that there will be any baby come back.




Message 4 of 10
babygirl1256
Senior Contributor

Re: Credit One Breakup

@Papa_Bear Congrats on your decision -and- wishing you success on your continued credit rebuilding efforts . . . Don't close the door too hard as we never know when we may need to reopen it.Smiley Happy

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 5 of 10
Papa_Bear
Frequent Contributor

Closed Surge Mastercard

Closed another subprime right before the $99 annual fee. They were good for the rebuild but it's time to move on.




Message 6 of 10
babygirl1256
Senior Contributor

Re: Closed Surge Mastercard

Yes . . .time to move on when it has served its purpose!!!

Starting FICO 8 Score in 06/2019: EQ-625, TU-649, EX-640
Current FICO 8 Score in 06/2021: EQ-796, TU-806, EX-812
Goal FICO 8 Score in 06/2022: EQ-825, TU-850, EX-850
Message 7 of 10
coreyb80
Senior Contributor

Re: Closed Surge Mastercard

Congrats on closing them.  I'll be closing them and a few other subprimes after my 13 discharges later on this year as well.

Message 8 of 10
AllZero
Mega Contributor

Re: Closed Surge Mastercard

Congratulations on your account closure! Onward and upward.
Message 9 of 10
Anonymous
Not applicable

Re: Credit One Breakup and Closed Surge Mastercard


@Papa_Bear wrote:

Did a thing and finally closed Credit One. The breakup was probably more me than them but I gave them 12 great months and they gave me a little (credit) history. Didn't even breakup by phone, I mailed it in. They weren't worth even 3 spoken words.


Good job!!!!   I got rid of mine early this year.  Got tired of paying $8 monthly fee for a credit card I never used.

Message 10 of 10
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