Credit One Prequalified Offer?

[Anonymous]

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@Samac wrote:
Capital one platinum doesn't charge an annual fee.

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And gives 1% cash back

[Anonymous]

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@Anonymous wrote:

Off topic but after one full payment (this was my first payment) with Credit One, they have increased my credit limit by $200. Not sure if this is automatic or it is because I complained to customer service about payments posting so slow, ether way I'll take it

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I got the $200 CLI after my first payment as well. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

Off topic but after one full payment (this was my first payment) with Credit One, they have increased my credit limit by $200. Not sure if this is automatic or it is because I complained to customer service about payments posting so slow, ether way I'll take it

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I got the $200 CLI after my first payment as well. 

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Cool should I expect more CLI in the future?

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Anonymous wrote:

Off topic but after one full payment (this was my first payment) with Credit One, they have increased my credit limit by $200. Not sure if this is automatic or it is because I complained to customer service about payments posting so slow, ether way I'll take it

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I got the $200 CLI after my first payment as well. 

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Cool should I expect more CLI in the future?

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I'm not sure. My 3rd statement should cut on Tuesday. I'll let you know if I get another one.

[NattyPButter]

I never got a CLI after my 1st month free auto CLI and it's been over 6 months, but I stopped using the card after about 3 months of having it since I got better cards. 

[Anonymous]

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@NattyPButter wrote:

I never got a CLI after my 1st month free auto CLI and it's been over 6 months, but I stopped using the card after about 3 months of having it since I got better cards. 

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Ok thanks that pretty much answers my question.

[Anonymous]

Run, don't walk

[Anonymous]

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@Anonymous wrote:

As a current Credit One user I can say that they have helped me.  Now that I am in ranks with Cap1 and soon NFCU Secured card I will be dropping this card.  They have served their purpose.  If you cannot qualify for anything else and do not have the funds to put a deposit on a secured card its not a bad option.  Just lose it as soon as you can.

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They didn't help you; you helped you. More bad than good with these guys.

[Anonymous]

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@dgates01 wrote:

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@pipeguy wrote:

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Given the cards listed in your sig, I can't see why you would go for a Credit One card even with NO AF - these people of pure evil - Sheman LLC, LVNV, et al.

To each their own I suppose.

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Because they finally offered me an card with terms like normal CC's. It's that simple. Look at my posts from a year or two ago and you'll see I couldn't stand paying those silly fees of theirs in the past, like charging to make an online payment.

But that's how the game is played. Terrible terms for low credit scores, better ones for better scores.

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Except the part where you pay interest on what you put on the card period, not when the statement cuts.

[Anonymous]

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@Anonymous wrote:

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@dgates01 wrote:

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@pipeguy wrote:

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Given the cards listed in your sig, I can't see why you would go for a Credit One card even with NO AF - these people of pure evil - Sheman LLC, LVNV, et al.

To each their own I suppose.

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Because they finally offered me an card with terms like normal CC's. It's that simple. Look at my posts from a year or two ago and you'll see I couldn't stand paying those silly fees of theirs in the past, like charging to make an online payment.

But that's how the game is played. Terrible terms for low credit scores, better ones for better scores.

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Except the part where you pay interest on what you put on the card period, not when the statement cuts.

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I hear what your saying but some of us have no choice, my credit union secured card won't consider unsecuring it until after 12 months and my secured Capital One does not offer that. The only unsecured cards I have are Walmart and the two baddies: Credit One and First Premier.