My GF finally canceled her Credit One a month ago after getting a Cap 1 secured. This month they charged her a $9.95 "cancelation fee". When she called to ask them about it, they charged her $9.95 to make her payment over the phone. Good riddance to this shady company...
".......the creditor may not impose a separate fee to allow the obligor to repay an extension of credit or finance charge, whether such repayment is made by mail, electronic transfer, telephone authorization, or other means, unless such payment involves an expedited service by a service representative of the creditor.’’.
From a BK years ago to: EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".