@revvystoke wrote:
@bluesnowman wrote:
As far as I know and I have read
Score- 700+
AAOA- Not sure
Inquiries- 3-4 (they are pretty inquiry sensitive.) and have pretty narrow parameters for approval.
Bad/lates- Don't like them. At. All. Avoid apping with Bad/lates unless they are really old.
They are pretty tough cookie to crack and their CS is average. They like to see small balances like all companies and refuse to budge on that. Out of those cards mentioned, the Dividend is easiest to get, Diamond is probably the most difficult of the three. They also allow 2 applications per 60 days.
I had 6 recent inq's (1 within the last 12 months and 5 within 30 days) It was an instant approval with Citi and they were the last place I app'd for in my aor.
Revvy- It could be like Enharu stated, my file is moreso on the thin side right now, but over time it won't be. Anyway, OP congrats on getting approved for the TYP.
Bank of America: Cash Rewards.- 4.2k. 4/25/12 (CLI Increase 6/15/13, CLI May of 2015, sept 2015), Citi: Forward- 4.5k. 10/27/12 (CLI on 2/8/14, SP, CLI on 9/26/15 sp). Discover: More- 7k, 10/27/12 (Increase 6/1/14, CLI in May of 2015, SP 9/2015) Amex: PRG- NPSL (closed 12/13/13). 11/24/12. Chase: Freedom. 5/1/13- 5k (EX CLI HP 9/2015) Southwest Rapid Rewards Plus.-3.6k. 6/15/13. Amex BCE-2k. 12/7/13. Amex SPG-5k 12/8/13 (CLI on 9/2015) Capital one VentureOne Visa Signature-10k (9/6/15). Citi AAdvantage Platinum Select World MasterCard-4K. Last App: 9/6/15. Total cl: 45,300
Congrats!
*8/10/13
$5k
$4.5k
$2.8k
$8k
$500