As far as I know and I have read
AAOA- Not sure
Inquiries- 3-4 (they are pretty inquiry sensitive.) and have pretty narrow parameters for approval.
Bad/lates- Don't like them. At. All. Avoid apping with Bad/lates unless they are really old.
They are pretty tough cookie to crack and their CS is average. They like to see small balances like all companies and refuse to budge on that. Out of those cards mentioned, the Dividend is easiest to get, Diamond is probably the most difficult of the three. They also allow 2 applications per 60 days.
I had 6 recent inq's (1 within the last 12 months and 5 within 30 days) It was an instant approval with Citi and they were the last place I app'd for in my aor.
Revvy- It could be like Enharu stated, my file is moreso on the thin side right now, but over time it won't be. Anyway, OP congrats on getting approved for the TYP.
Update...Citi Thank You Preferred...instant approval $6.5k!!!
What did I tell you? Congrats!
Do they ever do instant when applying on-line?
I was instant approved for a Diamond Preferred.
I got in with:
1 credit card - 9 months old
aaoa - 9 months of course
19 years old
Approved for Citi Forward Student
AAOA - I have 4 months
Inquiries - I have 4
Lates - i have no lates or any baddies
Score - 691 Fico (per their report)
I got approved 1000.00 for their simplicity card...