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Credit Report Freeze,App Spree

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Credit Report Freeze,App Spree

Hello, I went on a apping spree today i got 3 out of 4 but now i want to garden , my question is if i freeze

my credit report for all 3 would i still be able to see my credit score being update every month on MYFICO? 

One more question i App'd for Paypal Extras Mastercard and i got a temporary credit limit of :300 what does that mean?

THANKS IN ADVANCE.




Starting score 06/29/2019

July score

Current score[08/12/19]-

5 REPLIES 5
Mega Contributor

Re: Credit Report Freeze,App Spree


@Angel1alonso wrote:

Hello, I went on a apping spree today i got 3 out of 4 but now i want to garden , my question is if i freeze

my credit report for all 3 would i still be able to see my credit score being update every month on MYFICO? 

One more question i App'd for Paypal Extras Mastercard and i got a temporary credit limit of :300 what does that mean?

THANKS IN ADVANCE.


On the temporary credit limit, that is what you can use online before you receive the physical card.    When the card arrives, you will see your "real" limit.    Sometimes it is much higher than the temp one, but sometimes they are similar.

Message 2 of 6
Valued Member

Re: Credit Report Freeze,App Spree


@Angel1alonso wrote:

Hello, I went on a apping spree today i got 3 out of 4 but now i want to garden , my question is if i freeze

my credit report for all 3 would i still be able to see my credit score being update every month on MYFICO? 

One more question i App'd for Paypal Extras Mastercard and i got a temporary credit limit of :300 what does that mean?

THANKS IN ADVANCE.


In my experience, freezing my reports did still allow me to see my credit scores, both FICO and FAKO, on various sites. I see no reason why you wouldn't be able to as well.


Starting Score: EX:602 | EQ:598 | TU:624 as of 08/08/2019
Current Score: EX:731 | EQ:733 | TU:760 as of 10/04/2019
Goal Score: EX:740 | EQ:740 | TU:740
Message 3 of 6
Valued Contributor

Re: Credit Report Freeze,App Spree

Yes CMSs will still work with the freeze; if you start a new one you sometimes have to unfreeze for the first pull.









(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated DEC'19.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 4 of 6
Community Leader
Mega Contributor

Re: Credit Report Freeze,App Spree

When i had Eq froze about a year ago, i could not see my CK score nor access myFico reports, and if i tried ordering through Ex, could not either. To me its ymmv, because for everyone who continues with no problem there always is a meSmiley Wink
#ChaseCreditCardHobby Enthusiast
2022
!
Message 5 of 6
Valued Contributor

Re: Credit Report Freeze,App Spree

Did you unfreeze to let them get the 1st pull?









(Forgive typos, mobile.)(Everything said is Just IMHO.)
Scores updated DEC'19.

In order to better answer your questions and record your DPs, please provide your profile stats: Any baddies? (clean/dirty), Number of accounts open and closed on CRs (thick/thin), AoOA? (aged/nonaged), AoYR-Age of Youngest Revolver (new accounts/no new accounts)? Open/closed loan on CR?
For example, mine is clean/thick/aged/new accounts, with open loan on record.
If you don't know where you fall, just list whether you have any baddies, your number of open and closed accounts, AoOA, AoYR and whether you have a loan on record.
For utilization questions, list individual and aggregate utilizations, revolving and installment. please.
Message 6 of 6
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