Credit, and all you Posters, just wanted to say….

animalpaws6 · ‎10-17-2013

How I love this forum!! (Bet you thought I was gonna get nasty, huh??) I have been lurking on this forum for a long time, getting my s**t together. I’ve learned so much (thanks enharu, myjourney, 09Lexie) and discovered how funny you all are too (FinStar – loved the Beaver thread; pilot dude, everyone's ERT alerts, etc.) and informative (crashem, longtimelurker). Too many more to mention, so a collective Thank You! to all of you.

Current cards: Amex Gold, NPSL, Discover IT (8k), Chase Freedom (6k), Chase Slate (500), Cap One (2k), Citi Diamond (3.5k), PFFCU (3k), Walmart (1.6k), Home Depot (500), CareCredit (500), 1st Prem (575), 1st Prem (550).

Goal: 750 across the board. App free since 11/?/13.

Startome · ‎10-17-2013

@animalpaws6 wrote:
How I love this forum!! (Bet you thought I was gonna get nasty, huh??) I have been lurking on this forum for a long time, getting my s**t together. I’ve learned so much (thanks enharu, myjourney, 09Lexie) and discovered how funny you all are too (FinStar – loved the Beaver thread; pilot dude, everyone's ERT alerts, etc.) and informative (crashem, longtimelurker). Too many more to mention, so a collective Thank You! to all of you.

+1

Also a good chance to mention all those learning right along side me. I know bearsandtrurtlesarethebest is one of them, among others. We'll establish ourselves well yet!

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)
Starting total revolving credit: $0 | Current total revolving credit: $1600.00
Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013

2013 Goals:
~~1,000.00 Emergency Fund~~
~~1,000.00 Emergency Fund, AGAIN~~
Mechanically Sound Car
~~Unsecured Card~~

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500

yudeology101 · ‎10-17-2013

Yea i love this forum, too. Just don't get on the admins' (lexie, mj, az, enharu, ron, young, fin, and others *sorry guys i don't know all the admins just yet*) bad side...otherwise you'll be like me locked up in chains under surveilance!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

09Lexie · ‎10-17-2013

@yudeology

Remember...always watching!

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

yudeology101 · ‎10-17-2013

@09Lexie wrote:
@yudeology

Remember...always watching!

OP, see what i mean? World class survellance + superb monitoring if you're placed under the admin's top 10 watch list.

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

bndresa1321 · ‎10-17-2013

I completely agree, I don't post very often but I am always reading great conversations and picking up on valuable knowledge from this forum.

Thank you everyone for your contribution!

Startome · ‎10-17-2013

@yudeology101 wrote:
@09Lexie wrote:
@yudeology

Remember...always watching!
OP, see what i mean? World class survellance + superb monitoring if you're placed under the admin's top 10 watch list.

Oh I thought you were number 11.....

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)
Starting total revolving credit: $0 | Current total revolving credit: $1600.00
Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013

2013 Goals:
~~1,000.00 Emergency Fund~~
~~1,000.00 Emergency Fund, AGAIN~~
Mechanically Sound Car
~~Unsecured Card~~

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500

09Lexie · ‎10-17-2013

Just for clarification, I'm not an Admin, just a lowly Community Leader.

Closing Credit Cards

The Definitive Amex 3X CLI Guide

Frequently Requested Threads

yudeology101 · ‎10-17-2013

@Startome wrote:
@yudeology101 wrote:
@09Lexie wrote:
@yudeology

Remember...always watching!
OP, see what i mean? World class survellance + superb monitoring if you're placed under the admin's top 10 watch list.
Oh I thought you were number 11.....

Ouch lol

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)

Startome · ‎10-17-2013

@yudeology101 wrote:
@Startome wrote:
@yudeology101 wrote:
@09Lexie wrote:
@yudeology

Remember...always watching!
OP, see what i mean? World class survellance + superb monitoring if you're placed under the admin's top 10 watch list.
Oh I thought you were number 11.....
Ouch lol

haha you know I'm kidding

Current: EQ FICO 0, TU FICO 0, EX FICO 0 | Starting Score: 0 (08/21/2013)
Starting total revolving credit: $0 | Current total revolving credit: $1600.00
Inquiries (12 Months): EQ 3-4 TU Unsure EX Unsure | Most Recent: 8/19/2013

2013 Goals:
~~1,000.00 Emergency Fund~~
~~1,000.00 Emergency Fund, AGAIN~~
Mechanically Sound Car
~~Unsecured Card~~

Fifth Third $300
U.S. Bank Harley Davidson $300
Capital One Platinum $500
2nd Capital One Platinum $500