Credit card to replace amazon card

[simplynoir]

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@K-in-Boston wrote:

Yes, BizPlat is still 1.5x on purchases of $5000 or more.  With big award fares certainly that is plausible, but OP would be needing to justify and liquidate tens of millions of MRs going that route which I assume is why they are looking for easy cash back.

Edit: Oh yeah, and the cap!

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Schwab Platinum takes care of that for cashing out purposes to get it close to 2% (don't wanna AMEX math atm) but the cap is too low in this instance. Only way I see getting around that is if he has other business partners willing to get the card as well. Would take care of the limit issue that would be found on revolvers

[wasCB14]

Ahh...did not know about the 1M MR cap on >$5k. Is that new or has it been around for a while?

[simplynoir]

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@wasCB14 wrote:

Ahh...did not know about the 1M MR cap on >$5k. Is that new or has it been around for a while?

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Been there for awhile as far as I can recall

[Shadowfactor]

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@simplynoir wrote:

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@K-in-Boston wrote:

Yes, BizPlat is still 1.5x on purchases of $5000 or more.  With big award fares certainly that is plausible, but OP would be needing to justify and liquidate tens of millions of MRs going that route which I assume is why they are looking for easy cash back.

Edit: Oh yeah, and the cap!

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Schwab Platinum takes care of that for cashing out purposes to get it close to 2% (don't wanna AMEX math atm) but the cap is too low in this instance. Only way I see getting around that is if he has other business partners willing to get the card as well. Would take care of the limit issue that would be found on revolvers

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You can have multiple business platinums. Each get their own cap. I have 3 of them currently. I'm swimming in MR currently even after booking 10 days at Waldorf Maldives. 

I prefer the cash though. I love points, don't get me wrong but there's only so much you can do with points once you reach a certain point. 

plus Amex isn't a fan of cashing out large amounts of MR through Schwab. I know several people that got axed for that. 

[K-in-Boston]

As far back as I can remember the cap was there for earning 1.5x.  They did increase the cap on the points rebate for booking airfare to 1 million points from 500k around the same time they reduced it from 50% back to 35%, and also increased that cap to I think 3 million MRs with a few million in annual spend.  It could be a sure ticket to Centurion; not sure what caps are in place for that.

[simplynoir]

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@Shadowfactor wrote:

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@simplynoir wrote:

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@K-in-Boston wrote:

Yes, BizPlat is still 1.5x on purchases of $5000 or more.  With big award fares certainly that is plausible, but OP would be needing to justify and liquidate tens of millions of MRs going that route which I assume is why they are looking for easy cash back.

Edit: Oh yeah, and the cap!

---

Schwab Platinum takes care of that for cashing out purposes to get it close to 2% (don't wanna AMEX math atm) but the cap is too low in this instance. Only way I see getting around that is if he has other business partners willing to get the card as well. Would take care of the limit issue that would be found on revolvers

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You can have multiple business platinums. Each get their own cap. I have 3 of them currently. I'm swimming in MR currently even after booking 10 days at Waldorf Maldives. 

I prefer the cash though. I love points, don't get me wrong but there's only so much you can do with points once you reach a certain point. 

plus Amex isn't a fan of cashing out large amounts of MR through Schwab. I know several people that got axed for that. 

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I hear you there. It's why me and DW shifted some of our business spend from our Biz plat to the Premium Rewards. Nice just getting cashback for the spend since it's something we can use for whatever we want as opposed to MRs which are limited to travel. As far as cashing out issues through Schwab I haven't heard of this but I admit I haven't been at churning reddit in awhile. We cashed out a good chunk of our MRs a few months ago to use it as a fund for hazard pay for our employees since they work in the medical field. We still left a little there that is slowly getting refilled again since we can't use it for traveling anytime soon

[imaximous]

I use Chase Amazon heavily, but I realize that you probably won't be able to get it because of 5/24.
I hope they won't follow suit and also cap the 5% cashback. So far, they haven't had an issue with cycling, but I'm not charging anywhere near $500k a month on a single card.
CL on Chase Amazon is $50k and I cycle only once a month to avoid potential issues . The rest is going on Amex Amazon right now, but that's also going to change in October.
My 2 cashback backups are BofA PR and Citi DC.
If Amazon took Apple Pay, I'd destroy my AR there too, but you can only wish.

Unfortunately, there really is nothing else out there that can compare to 5% on Amazon.
Consolation prize is using Hyatt card and Delta Reserve to hit highest status tier on spend alone. That's about it.

[elixerin]

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@Shadowfactor wrote:

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@simplynoir wrote:

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@K-in-Boston wrote:

Yes, BizPlat is still 1.5x on purchases of $5000 or more.  With big award fares certainly that is plausible, but OP would be needing to justify and liquidate tens of millions of MRs going that route which I assume is why they are looking for easy cash back.

Edit: Oh yeah, and the cap!

---

Schwab Platinum takes care of that for cashing out purposes to get it close to 2% (don't wanna AMEX math atm) but the cap is too low in this instance. Only way I see getting around that is if he has other business partners willing to get the card as well. Would take care of the limit issue that would be found on revolvers

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You can have multiple business platinums. Each get their own cap. I have 3 of them currently. I'm swimming in MR currently even after booking 10 days at Waldorf Maldives. 

I prefer the cash though. I love points, don't get me wrong but there's only so much you can do with points once you reach a certain point. 

plus Amex isn't a fan of cashing out large amounts of MR through Schwab. I know several people that got axed for that. 

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woooaaaaa please share

[KLEXH25]

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@Shadowfactor wrote:

Given the recent kneecapping of the amazon business Amex card. I am looking if anyone knows any off the beaten path credit cards that earn bonuses on Amazon. This is Amazon.com spend only. My business has contracts with amazon and they supply us.

Primarily looking for cash back cards that earn 2% or greater.

I prefer business credit cards, but i'm open to personal cards as well. Its easier to cycle business cards without getting shut down.

Currently, i'm aware of the other 2 amazon cards ( Chase/Synch)

 I have AOD at 3% is nice, but I doubt it will last longer than another 6 months.

Affinity CU used to offer 5% on Amazon but its now dead.

I found a few small CU's that offer 2% on the business side. Looking into a few of those but I haven't heard much about them.

RBFCU is one of them. I heard you can only cash out once a year though ? Can anyone shed any light on this ?

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Wait. Affinity doesn't offer the 5% back anymore, or just that it's just capped? It's still listed on their website, with a $3,500 monthly cap (which I know doesn't help you but I'm inquiring for myself).

[Guyatthebeach]

I'm going to try see about using my personal Amazon store card and see what happens. I didn't see a limit on the cash back in the T&C.

I only spend about 200k on my Amazon Amex a year. I was wondering how long it would take for Amazon to cap the 5% rebate. Well for me it's been a great run. Hopefully it still will be for the first 120k. 

Guyatthebeach