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Credit limit above 100k is it possible?

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New Member

Credit limit above 100k is it possible?

I am trying really hard to get my CL above 100k.

 

I got 2 Bofa CC with close to 100k each but not over 100k.

I have excelent credit score and 15 credit cards. Some of them I have double but none above 100k Smiley Sad

I don't know what should I do to go above 100k.

 

http://basepic.com/storage/app/images/3776c618b0b1290b230412977a054dfd.png

http://basepic.com/public/#/images/2cd70da76b1457d4363bc35d85ba93a6.png?share

 

 

 

 

68 REPLIES 68
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Community Leader
Mega Contributor

Re: Credit limit above 100k is it possible?

Paging @K-in-Boston lolSmiley Happy.

With Boa, its like asking is it really greener on the other side or if you swipe a credit card in an empty store, does it really registerSmiley Wink
Message 2 of 69
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Regular Contributor

Re: Credit limit above 100k is it possible?

71k balance?!?! Smiley Surprised

Currently rebuilding:
1/18 -
7/19 -

Message 3 of 69
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Valued Contributor

Re: Credit limit above 100k is it possible?

I think you are on the cusp.  I would place money you will be in the 100k club sooner than you think. 




"Your ego is writing checks your body can't cash".
Message 4 of 69
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Valued Contributor

Re: Credit limit above 100k is it possible?

You've got the "request a credit line increase" flag right there. Put in 150,000 and let the soft pulls rolll!

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 5 of 69
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New Member

Re: Credit limit above 100k is it possible?

I tried but looks like 99,900 is the max! Smiley Sad

Message 6 of 69
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Valued Contributor

Re: Credit limit above 100k is it possible?

Have you attempted to move some credit line from one card to another?

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 7 of 69
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New Member

Re: Credit limit above 100k is it possible?

I did that already Smiley Sad

Also I use the cards to the bone Smiley Happy its not like I am not using them.
Message 8 of 69
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Valued Contributor

Re: Credit limit above 100k is it possible?

Talking to someone in the approval department could probably make it happen. 




"Your ego is writing checks your body can't cash".
Message 9 of 69
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Valued Contributor

Re: Credit limit above 100k is it possible?


@serbia wrote:
I did that already Smiley Sad

Also I use the cards to the bone Smiley Happy its not like I am not using them.

Then, I'd agree... You've hit the BoA per account ceiling (at least for the products you have.) I know Amex will let you poke through the $100K mark, but I'll almost guarantee they'll want a 4506-T and thick, clean reports to make it happen. (Which being that BoA has trusted you with $200K, I'm guessing you have the latter Smiley Happy )  I think the only other banks I've seen anyone break that limit with is Chase and City National (in California).

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($10K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 10 of 69
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