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Credit limit above 100k is it possible?

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New Member

Re: Credit limit above 100k is it possible?

Ok. I will try to transfer E-trade stocks to ML.

Message 21 of 69
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Frequent Contributor

Re: Credit limit above 100k is it possible?

As someone who works in banking (worked for Chase, Citi, & B of A) I can tell you that I have seen cards at all three well over the $100k mark your requesting. You just have to get routed to the right department that has analysts that have that kind of authority.

At B of A, I had several clients I got approved for close to $200k.
Citi I had a doctor I was able to push to $350k
Chase I had a Palladium card push to $250k

Most of the time the clients had very strong Ficos (780+) strong assets (2x what they were requesting at least) and very strong verifiable income (two were traders and one was a doctor).
Citi TY MC (AU) $30,000 |Hilton Amex (AU) $30,000|USAA CR Amex $28,000 |Chase United $22,000|Nordstrom VS $25,000
PenFed Rwz VS $30,000 |Quick Silver $13,000 |BAC Cash Rwz $25,000|BBY Visa $10,000|PenFed LOC $25,000 | Lowes $30,000 | Care Credit $15,000 Discover It $6,600 |Costco Visa $5,000 |Consumer CCU VS $10,000
NFCU Flagship $19,800 |State Farm Visa $4,000 | Marvel MC $10,000| NFCU LOC $15,000| Wells Fargo 360 Amex $9,500| Citi AA $9,000| Huntington $6,500| BCU loc $25,000| Cap1 savor $10,000| PenFed Amex $7,500

Total Credit line $421,000 | FICO as of 8/3/2019 TU 730 |EQ 699 |EX 697| UTI 2%
Message 22 of 69
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Valued Contributor

Re: Credit limit above 100k is it possible?

Get a FA.... and apply for the Premium Rewards (after you onboard with an FA)




AU on: 2008 Sears MC $2,001 | 2016 SEARS Store Card $2,001 | 2011 Synchrony Home $5,500 | 2003 FNBO Visa $9,900 | 2008 Macys Amex $1,900 | 2008 Kohls $2,000 | 2008 JC Penny $4,500 | 2016 TJX Mastercard $1,500 | 2019 SDFCU PowerCash Visa $10,000 | 2018 AAdvantage Aviator MC $5,600 | 2018 HSN $4,500 | 2016 Local Credit Union Visa $5,000.
Member of: Andrews FCU (Share) | PENFED CU (Checking/Share/Credit) | SDFCU (Share) | Alliant CU (Checking/Share) | NASA FCU (Share) | NWFCU (Checking/Share) | Ally Bank (Checking/Savings) | BofA (Checking/Share) | Navigant CU (Share) | Greenwood CU (Checking/Share) | Elements Financial CU (Share) | Ocean State CU (Share) | SDFCU (Share) | Wells Fargo (Checking) | RI Credit Union (Share) | US Financial FCU (Checking 2 Day Early Direct Deposit/Share) | CashApp | PayPal Premier (for free direct deposit access with cash card) | Paypal Business (Grandfathered 1.5% Cash Back on Biz Debit) | Apple Pay Cash | and Venmo.
WISH LIST: Hanscom FCU (For the 2 day early direct deposit).
IIB: DCU | NFCU | Comenity | Synchrony | Barclays | Discover | Amex | Webbank (Avant) | Santander | Citi (Shell) | DSNB (Macys) | TDRCS (Target+Nordstrom) | Capital One (Personal+Business, Kohls, and GM Personal) | CreditFirst(Firestone).
Message 23 of 69
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Moderator Emeritus

Re: Credit limit above 100k is it possible?

Heh, reading these posts maybe the reaper isn’t coming for my CL’s any time soon.



        
Message 24 of 69
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New Member

Re: Credit limit above 100k is it possible?

What is FA ?

Message 25 of 69
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Frequent Contributor

Re: Credit limit above 100k is it possible?


@serbia wrote:

What is FA ?


Financial Advisor Smiley Happy








Les murs ont des oreilles .
Message 26 of 69
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Senior Contributor

Re: Credit limit above 100k is it possible?

Why? 

Message 27 of 69
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Moderator

Re: Credit limit above 100k is it possible?


@Saleen099 wrote:

Why? 


If I could  I would kudo this over and over 

 

 

 

 

Message 28 of 69
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Community Leader
Senior Contributor

Re: Credit limit above 100k is it possible?


@Revelate wrote:
Heh, reading these posts maybe the reaper isn’t coming for my CL’s any time soon.

We’re all sitting here worrying about our 10k cards that we don’t max out every week, thinking we’re gonna get CLD’d. Or thinking “is asking for 12k unreasonable?” 

Discover It: 19.7k
Amex ED: 18k
Citi DC: 7.7k
Best Buy Visa: 3k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 29 of 69
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Moderator

Re: Credit limit above 100k is it possible?


@serbia wrote:

Ok. I will try to transfer E-trade stocks to ML.


 

Without getting into validity of suggestion, I would not make any important financial decision based on a single suggestion on a message board. 

Message 30 of 69
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