Credit one. I don't understand my balance, can y'all help?

[addicted_to_credit]

I agree with creditinspired get rid of them, they charge you for everything they can.... want to make a payment.....there a charge for that. Credit one is a horrible lender and is considered predatory around here.

[kflo01]

I can concur. Please close this account esp if you have others. I got approved with them a few years ago. Out the gate 1500.00 limit. Well they suck. BIG time. Id never go back to them.

Try discover IT. I got approved with them a few weeks ago my scores are 625- EX, 544- EQ, 612- Transunion. If you are near there or higher you probably could get approved.

Also not sure why my EQ is so much lower than the rest. There are 2 negative items on there that arent on the others but I wont think it would cause that big of a swing.

[AverageJoesCredit]

@povertybro Welcome to myFico

Dont be shy about listing your current profile. Many here have had to start from scratch or rebuild. I myself am probably one of the poorest MFr here but ive done ok with my credit. I feel ya on the CU route , many do help more of those with money but there are those who do help lower income people is well. If you csn manage your credit responsibly, you can get rewarded . We wont see 50k level limits but realistically we dont need them.

Once you get some other tradelines opened, definetly ditch C1. We are here to help anyway we can, just ask away AJC

[CreditInspired]

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@kflo01 wrote:

I can concur. Please close this account esp if you have others. I got approved with them a few years ago. Out the gate 1500.00 limit. Well they suck. BIG time. Id never go back to them.

Try discover IT. I got approved with them a few weeks ago my scores are 625- EX, 544- EQ, 612- Transunion. If you are near there or higher you probably could get approved.

Also not sure why my EQ is so much lower than the rest. There are 2 negative items on there that arent on the others but I wont think it would cause that big of a swing.

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Yep, this will do it.