Would someone with a EQ FICO score of 700, Experian FICO of 711, and TU FICO of 704 with 12%UTL gett approved for Best Buy MasterCard? Chase Slate? Or any other credit card that requires GOOD credit not EXCELLENT. 20K ANNUAL INCOME
Discover IT $2,600- First Premier MasterCard $1,000- Dillards Store Card $300- Fingerhut Advantage $200
TU 6 EQ 8 EX 14
20k annual income is kinda harsh.
id say youd get a low limit chase freedom
what are your cards looking like now?
are you a student?
not a student and my cards are looking good no late payments and no collections nor bks. Is that what you meant?
yes thats what i meant.
im not sure since you have a couple higher limit cards.
do you have non store cards?
when i applied for chase freedom i had an employye mastercard from the bank that i work at. it was 500 limit.
chase matched it.
i had a 3k macys card and 2.5k best buy store card. but according to posts on this forum (chase does not factor store credit) even though they cant tell.
whats your aaoa?
seems like youd be ok for slate as long as your aaoa is alright but id say it would be a low limit since your income is lower then alot.
my aaoa at the time of app for freedom is 1 year 3 months and 27k income and only got 500.
Wells fargo 3k ,Sams Club Discover 3.5k and Sears MASTERCARD 1.5k
so slate it is?? even with inquiries
didnt see the inq. a little more then i have.
mostly due to amex and car shopping.
id wait then. how many of those are newer then a year old?
chase has exclusively pulled ex for me in mass all three times i applied in the past 3 years
i believe i had like 4 inq on ex when i apped.
hmmm i live in cali so who knows but yeah the chances of being approved are low most inq are from this year ;(