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CreditOne Done and Gone

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Anonymous
Not applicable

CreditOne Done and Gone

Just canceled my CreditOne Card after about a year. They served their purpose of rebuilding my credit. Started with a $400.00 limit. Went to $600.00 and just stayed there. My other cards showed me some with AUTO credit limit increases. Bye Bye CreditOne...
Message 1 of 8
7 REPLIES 7
Adkins
Legendary Contributor

Re: CreditOne Done and Gone

Congratulations!


Last HP 08-07-2023



Message 2 of 8
Anonymous
Not applicable

Re: CreditOne Done and Gone

Good idea! Keep moving upward
Message 3 of 8
19eighty5
Senior Contributor

Re: CreditOne Done and Gone

Congratulations! I canceled my Credit One card a few weeks ago as well. 

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 4 of 8
CreditRebuilder2020
Frequent Contributor

Re: CreditOne Done and Gone

Congrats! Have had mine for 9 months or so and got a CLI from $300 to $500 on it while back.....Can't wait to get rid of mine, still serving its purpose for me. They actually just offered me another $500 card which was odd, I thought Screenshot_20181104-060013.pngFor some reason I thought they only allowed one card per person with Credit One. 

 

I'm not getting it of course, but just found it interesting, didn't know they had a MC branded card either. People trash this company, but as someone who was desperately seeking credit and needing to rebuild my profile after a few years of a financial mess. It's been a valuable card for me to expand my credit lines. But will be dumping it as soon as I get a CLI on my Discover IT and my Cap One QS1. 


X1 VISA SIG $15,500/ AMEX Gold / Petal 1 $3600 / Wells Fargo Active Cash VISA $3K / VENMO Visa $900 / Verizon Visa $2K / Apple Card $1500 SL / Wyndham Rewards Earner Visa $500 / WALGREENS Store $1K / Amazon Store $5000 SL/ Discover IT Chrome $2500K / BP Prime Rewards VISA $4350 / PayPal MC $3500 / BOA BankAmericard $2K / BOA Cash Rewards $1K / Cap One Savor One $1200 / Cap One QS1 $950 / Blaze MC $2250 / Credit One $850 / Credit One AMEX $1200 / OpenSky $600 / AvantCard $1000 / Discover IT Cash Back (Graduated) $400 / eBay MC $750
FEB '22 EX: 698 EQ: 700 TU: 713 | UTL: 23% | Total Credit Limit: $54000
Goal Score: 675 for all FICOS (ACHIEVED NOVEMBER 2021) | NEW GOAL SCORE: 725 for ALL FICOs
Message 5 of 8
AverageJoesCredit
Legendary Contributor

Re: CreditOne Done and Gone

Ill let @joltdude finish this....

EVERYTIME A CREDIT ONE CARD GETS CLOSED.......
Message 6 of 8
joltdude
Senior Contributor

Re: CreditOne Done and Gone

A credit angel gets their wings =) Congrats and thanks AJC
Message 7 of 8
kmorr2586
Regular Contributor

Re: CreditOne Done and Gone

Congrats! I’ll be closing my in the next few months as well. It has been good to me though. Currently up to a $2,500 CL.
Message 8 of 8
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