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Crooks Are Trying to Steal Your Credit

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Valued Contributor

Re: Crooks Are Trying to Steal Your Credit

Doubt it DI.

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


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Message 11 of 37
Super Contributor

Re: Crooks Are Trying to Steal Your Credit


@-Cain- wrote:
Doubt it DI.


I'm not convinced it isnt.  We are talking about BOA.  They're always haivng problems and having to reissue cards. 

Message 12 of 37
Valued Contributor

Re: Crooks Are Trying to Steal Your Credit

DI, if that happens I'm sure you'll let BofA hear about it and be rewarded handsomely. ; )

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 730 08/15 (PSECU), TU08 710 08/15
Goal Score: 725+ across the board


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Message 13 of 37
Valued Contributor

Re: Crooks Are Trying to Steal Your Credit

I am still shocked, I had no idea until today that people were sending fake email in hopes of getting your account login and other information.

 

Is this practice widespread or common?

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Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,
Message 14 of 37
Super Contributor

Re: Crooks Are Trying to Steal Your Credit


@usmc58555 wrote:

I am still shocked, I had no idea until today that people were sending fake email in hopes of getting your account login and other information.

 

Is this practice widespread or common?



This is becoming common.  I've received them from Citi and Chase before.  Many times you know its fake because of the links.  Also, some have misspelled words embedded in the emails. 

Message 15 of 37
Valued Contributor

Re: Crooks Are Trying to Steal Your Credit


@DI wrote:


This is becoming common.  I've received them from Citi and Chase before.  Many times you know its fake because of the links.  Also, some have misspelled words embedded in the emails. 



You know I have a dear friend trying to get some money out of Africa and he is supposed to pay me "handomly" for it... should I make him aware since he uses email for so much of his business?

Signature line begins:
Credit is not a right, but a business transaction, one that takes into account risk, and charges accordingly based on that risk.
Your credit score is an aspect of your credit profile. Important? yes but just an aspect. Contributing/supplemental information determines the finer point of the deal. Ask any question, respect me not to get mad if the answer is not the affirmation you are looking for,
Message 16 of 37
Senior Contributor

Re: Crooks Are Trying to Steal Your Credit


@usmc58555 wrote:

I am still shocked, I had no idea until today that people were sending fake email in hopes of getting your account login and other information.

 

Is this practice widespread or common?



I get these fairly often.  The most recognizable red flag is the return email addy.  These are often "from" banks & CCC's that I don't even do business with. I have a list of bank spam mail contacts.  I always FW these spams to their spam department. 

 

These have nothing to do with the real banks or real accounts.  There is always a list of other email addys with yours...they go out as group spam garbage.

 

Every now & then I reply.  I tell them I am an agent with the FBI's Cyber Crime Division & they picked the wrong patsy this time!  Smiley Very Happy



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 12/2017 TU 779 - EQ 779 - EX 782
Goal Score: 850

Bury me in the garden...last app 07.27.17

Message 17 of 37
Frequent Contributor

Re: Crooks Are Trying to Steal Your Credit

I just got one yesterday from “Chase” saying I need to UPDATED my information. I figure your going to write an email pretending to be from a bank, at least spell things correctly and use proper grammar.

 

On a side not. Gmail has a fantastic spam filter. That email went straight to spam and had a giant red banner across the top saying “This email may not be from who you think it is"

EQ FICO - 718 - 01/10/2012 EX FICO - 732 - 04/28/2012 (AMEX)

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Message 18 of 37
Valued Contributor

Re: Crooks Are Trying to Steal Your Credit

Yes.  Also let your dear friend know that when he sends that money order to purchase that parakeet on Craigslist that he should be careful when he deposits the overage from his totally-legit money order into his bank account because that parakeet may not be real, or it could be sick.





@usmc58555 wrote:

@DI wrote:


This is becoming common.  I've received them from Citi and Chase before.  Many times you know its fake because of the links.  Also, some have misspelled words embedded in the emails. 



You know I have a dear friend trying to get some money out of Africa and he is supposed to pay me "handomly" for it... should I make him aware since he uses email for so much of his business?


 


Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Previous High Score: EQ 700 TU04 712 EX 726
Current Score: EQ 740 TU(Discover) 750 EX(AMEX) 747
Goal Score: 740+ all around


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Message 19 of 37
Frequent Contributor

Re: Crooks Are Trying to Steal Your Credit

Statement notifications from BoA come from 

 

onlinestmt@ealerts.bankofamerica.com

 

Just ignore the others. Pretty simple.  Surprised you haven't seen a whole stream of them every month.  It has nothing to do with any supposed unannounced security breach at BoA.  Nobody cares about your email address when they are hacking your bank accounts, credit cards, personal information, SSN, purchase history, security questions, etc.  Nobody broke into BoA to get an email address to spam you in hopes that you will respond and give them the information they already have.

 

Also, I assume most people out there know this already, but if you ever get anything in an email from a bank, any reputable and safe bank will instruct you to log in using a new window and not clicking on a link, or they will include some type of security information in the email to verify its authenticity.  They will also never send you an email with a blind link (just look at the bottom of the browser as you hover over a link to see where it's *actually* going to take you.



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 Security Checkpoint: This email includes a Security Checkpoint. The information in this section lets you know this is an authentic communication from Bank of America. Remember to look for your SiteKey every time you sign in to Online Banking.
Message 20 of 37
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