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Hello,
I have an amex cash preferred and i also want to get gold card. I red some threads and it was saying soft pull. Where do you guys apply for soft pull additional amex cards ? App or Browser ? If I apply for business will it be soft pull ?
Business cards didnt show any pre-approved and its asking to fill out info. But i just checked right now gold card shows preapproved on personal cards menu.
How long have you been an Amex cardmember?
It has been 3 months as personal card.
I can say for certain that if you apply and get turned down, it's a SP only. Ask me how I know
Not sure if they do a HP if they approve you, but if so, it will at least be a HP well-spent. Good luck!
@KJinNC wrote:I can say for certain that if you apply and get turned down, it's a SP only. Ask me how I know
Not sure if they do a HP if they approve you, but if so, it will at least be a HP well-spent. Good luck!
+1
I May have attempted a few apps since I got my Gold Card. 1 business and 1 personal, both denials and both SP's.
Doesn't matter which method you use other than if you want a higher bonus upon approval.
Key things to look for when you click the APPLY button:
"you're pre-approved" = SP
"expand your membership" = HP
Now the incognito method... for your card in question is offering 50K/$2K spend vs 35K when just a normal browser window.
https://www.americanexpress.com/us/credit-cards/?category=all
Now, if you're pre-approved for 1 card you're typically pre-approved for all of the cards. IF you don't have a specific need for Gold w/ $250 AF then look at the other offers and find something that fits better.
Did anyone try to apply for a business card as an existing customer (Personal card holder)?
What was the result SP or HP ?