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Current Chase CSR, in-app pre-approval for Freedom, do they still HP?

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Anonymous
Not applicable

Current Chase CSR, in-app pre-approval for Freedom, do they still HP?

Currrently holding a Chase CSR since 9/2018, received a pre-approved offer in Chase's app for a Freedom Unlimited. Will they do a HP on an existing cardholder for their second card / product? 

5 REPLIES 5
Anonymous
Not applicable

Re: Current Chase CSR, in-app pre-approval for Freedom, do they still HP?

Always

Message 2 of 6
Anonymous
Not applicable

Re: Current Chase CSR, in-app pre-approval for Freedom, do they still HP?

+1

Message 3 of 6
Anonymous
Not applicable

Re: Current Chase CSR, in-app pre-approval for Freedom, do they still HP?

Not just 1 HP either.  2! 

Depends on what region you're in. 

For me it was Experian and TU

Message 4 of 6
NRB525
Super Contributor

Re: Current Chase CSR, in-app pre-approval for Freedom, do they still HP?

Two bureaus for each of the three Chase cards I added in the last few years. 

All those HP are gone from my reports, and they stopped being scored a year after each app.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 5 of 6
Remedios
Credit Mentor

Re: Current Chase CSR, in-app pre-approval for Freedom, do they still HP?

Typically, when it's an offer with a black star, TU will be pulled along another CRA, because TU data is used for pre-quals and their credit monitoring. 

 

If its pre-approved, green checkmark offer, it could be a single pull, or combination of any two CRAs. 

 

Both of mine were TU and EX pull. 

Message 6 of 6
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