DCU CC PENDING APPROVAL QUESTION

[Anonymous]

Before I go to the garden I wanted to apply for a DCU CC with hopefully a large CLfor util%. Well I was going to wait a few weeks but got excited since I was approved for a Marriot card today. Well I was not instantly approved for the DCU CC. It said an agent will contact me shortly. I know that means tomorrow. But now I am wondering if I will get the card. Do any of you have any experience on this?

[ilovelisa]

It depends. I got that message once, DCU called and let me know my denial reasons. A year later, I applied, got the same message, and they emailed me a day later letting me know I was approved and that they needed pay stubs. 

[Anonymous]

---

@ilovelisa wrote:

It depends. I got that message once, DCU called and let me know my denial reasons. A year later, I applied, got the same message, and they emailed me a day later letting me know I was approved and that they needed pay stubs. 

---

Thanks, I am hoping they only need some documents from me. I got my fingers crossed.

[sarahlee7]

Good luck.

Not sure what kinda CL you'll get with high 600's...I had a 745 clean EQ and got $10k, $100k income.

[Anonymous]

---

@sarahlee7 wrote:

Good luck.

Not sure what kinda CL you'll get with high 600's...I had a 745 clean EQ and got $10k, $100k income.

---

Right now since its pending I just hope its an approval. I would be ok with 5K. I want to establish a relationship with DCU as I am considering them for my home loan.....When the time comes....

[Zorasmiles]

May I ask what your relationship was to become a member with DCU?

[Anonymous]

When you join through them you can pay $10 to join an organization.

[Zorasmiles]

---

@Anonymous wrote:

When you join through them you can pay $10 to join an organization.

---

Thanks, I was reading their site and it was cumbersome as it seemed the only organizations listed were for people within the state.  They may be my next CU only for the competitive auto rates.

[Anonymous]

---

@Zorasmiles wrote:

---

@Anonymous wrote:

When you join through them you can pay $10 to join an organization.

---

Thanks, I was reading their site and it was cumbersome as it seemed the only organizations listed were for people within the state.  They may be my next CU only for the competitive auto rates.

---

The auto rates are GREAT. I am hoping to get one of there CC with a great CL... Working on util%

[CYBERSAM]

To become a member you need $5 for saving account. You can have a cheacking account for free with monthly free FICO Score.
DCU is one of the best banks in NE, awesome CS and you can use almost any ATM for free.
However they do HP your CR before accepting your membership.