DCU Visa online CLI question

[new_earth]

I found a post on here explaining how you can request a CLI on the DCU Visa lending site online, that you choose 'Visa Increase' and go from there. It also said that the amount approved for is actually your CLI. So is the amount your *new limit* or the amount of your increase? Also, any idea how long it takes them to update your DCU account?

Just did it and got approved Also seems to have a new interest rate, lower than my old one.

Thanks!

[myjourney]

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@new_earth wrote:

I found a post on here explaining how you can request a CLI on the DCU Visa lending site online, that you choose 'Visa Increase' and go from there. It also said that the amount approved for is actually your CLI. So is the amount your *new limit* or the amount of your increase? Also, any idea how long it takes them to update your DCU account?

Just did it and got approved Also seems to have a new interest rate, lower than my old one.

Thanks!

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Congarts 

IIRC  with DCU int% rates are in tiers by score the better the score the better the rate ....someone please chime in and confirm or correct me

[new_earth]

do they really lower the rate with an increase? that's all this was, for an increase.

my interest rate was 15.25 and it looks like they gave me 9.25 or something just now. I don't know if they really do that though when they see it was just an increase. I'm confused

[myjourney]

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@new_earth wrote:

do they really lower the rate with an increase? that's all this was, for an increase.

my interest rate was 15.25 and it looks like they gave me 9.25 or something just now. I don't know if they really do that though when they see it was just an increase. I'm confused

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My DCU expert is Lexie ...where is she when I need her

[09Lexie]

Here I am...sorry. The rate will drop to 9.50 if your score is at least 700. If you requested a CLI, the HO will determine if you warrant and increase and/or rate reduction.

[myjourney]

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@09Lexie wrote:
Here I am...sorry. The rate will drop to 9.50 if your score is at least 700. If you requested a CLI, the HO will determine if you warrant and increase and/or rate reduction.

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There's my partner 

Thank you 

[09Lexie]

I was running around doing errands. Didn't mean to leave you guys hanging.

[myjourney]

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@09Lexie wrote:
I was running around doing errands. Didn't mean to leave you guys hanging.

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Lol I was pretty sure but wanted to make sure and you're my DCU expert 

[new_earth]

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@09Lexie wrote:
Here I am...sorry. The rate will drop to 9.50 if your score is at least 700. If you requested a CLI, the HO will determine if you warrant and increase and/or rate reduction.

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yeah my score is around 729. So does that mean they might not actually give me the increase even though I was approved online? What it is the HO?

oh yeah one more question....is the amount they gave me as approved my new CL or the amount of increase? thanks!

[09Lexie]

It should have been HP...sorry I was trying to type fast.

If you were approved, your account should reflect the new CL.