@CreditUnionFan wrote:
@Revelate wrote:
@tryingagain62 wrote:
@Revelate wrote:I am fairly confident the HP is for membership (as with the majority of CU's), and not for checking/savings.
Sorry to be ignorant, but would it result in another HP to open a checking account?
No, but if concerned since I opened my accounts a long time ago, might as well call on Tuesday.
HP for membership, HP for credit products. Neither checking nor savings is a credit product, no pull is my understanding.
When I spoke to them on Friday, everything checking or otherwise is a HP, regardless of previous account relationships. I had to agree to a HP for a business checking account, and if I wanted any adjustment on my current car loan, or a CLI or APR reduction on my Visa, those would each be additional HPs, each and every one of them.
Interesting, maybe that changed. Anything loan or credit card related I get, the business checking account is surprising to me. Thanks for the heads up, I guess fortunately my checking and savings accounts there are long since setup.
@NoAnchoviesPlease wrote:Do the membership/checking/savings inquiries get categorized differently from the loan product inquiries? Or are they equal opportunity short-term blemishes on your CR?
No, it's a hp just as if you were applying for credit
